Practical tips to help you improve your credit rating and avoid expensive high interest loans
Christmas is expensive enough at the best of times but if you have school-age children you are faced with the extra cost of keeping them occupied during the holidays.
Here are a few ways you could entertain them without breaking the bank:
If you have friends in the area why not get together and create a treasure hunt in your local park or neighbourhood? Someone will need to organise it but they then get to sit out the hunt and enjoy some peace and quiet before it’s time to share out the prizes! Perhaps include things you can find in shop windows, different plants and Christmas lights on local houses.
Click here for a 10 step guide to help you along the way.
Many companies offer cheap cinema tickets, especially if you are prepared to get there early.
The Vue Cinema Kids AM tickets, for example, start at just £1.99 for both adults and children.
Find out how to get cheap and FREE cinema tickets by clicking here.
With children receiving so many new toys for Christmas why not invite friends over to road-test them? With luck, other parents will reciprocate and you can have a quiet afternoon one day!
If you want to clear some space why not take the opportunity to get them to put to one side toys they no longer want and either donate them to a good cause or sell them on eBay or perhaps at a local NCT sale?
Christmas and New Year are busy times for many restaurants but there are several days that they won’t be as busy and these are good times to make use of discount vouchers.
If in doubt ask as there are often deals that aren’t well publicised.
Groupon often offers a range of value deals for high-quality restaurants. Click here to see more.
There are so many things going on in the UK at Christmas it is impossible for them to all be listed in one place.
Look at the website of your local paper or follow them on Twitter or Facebook to find out what’s on in your local area.
You’ll probably find some hidden gems and special offers you had no idea about.
If you are struggling this year and need financial help but have a bad credit history it can seem a long time until payday. UK loan companies will be hesitant in many cases to lend money but we can help. Our lenders will arrange finance for most people regardless of their credit rating, all you need is the help of a loan guarantor to help provide some reassurance to the lender. There’s lots of information about being a guarantor on our website, so why not take a look. Once you have made up your mind, all you have to is fill in a straightforward form and we’ll do the rest.