Practical tips to help you improve your credit rating and avoid expensive high interest loans
No matter how well you budget, it’s very easy to overspend on holiday ☹
Whether you’ve been abroad or stayed at home, having fun can cost a fortune. Here are some ways to save money in September:
We’ve probably all tried a dry January or even given up smoking in Stoptober but cutting out alcohol in September can have a number of benefits:
Just in case these great reasons aren’t enough for you, check out – Reasons for cutting down on alcohol
New school shoes, plimsolls, uniform and lunch box? It all adds up. Why not try:
Click here to see a recent article in the Mirror which highlights a great way to potentially save a little money when doing the ‘back to school’ shopping.
Generally September is a nice time of year and a perfect time to get out and about on foot whenever possible. As well as keeping you fit this will:
The Money Advice Service has created a great guide highlighting how to ‘Cut down on car and travel costs‘
September is a great month for fresh fruit and vegetables and supermarkets often have good deals on produce particularly at the end of the day.
Fresh British grown strawberries, for example, don’t last long so 2 for 1 or reduced prices are often available.
Good Food magazine always features seasonal recipes and they have a great website with hundreds of ideas.
If you did overspend on holiday and are expecting a big credit card bill you’d probably be best to take it out of your wallet or purse for a while. This might mean cutting back on all but the essentials but will set you up for being able to clear some of the outstanding debt.
If you are worried about being able to pay your credit card or any other bills after an expensive summer in most circumstances our loan lenders will find the perfect quick loan for you.
The National Debt Advice Service offer some informed advice on how to bring down credit card debt.
We hope these tips gave you a few ideas?
Apart from writing blog posts, our day job is being a loans broker, helping those with a less than great credit file to find affordable finance.
Our speciality is guarantor loans, as they are generally lower cost than the others, and are specifically for those with a poor credit history. If this is relevant to you find out more on our Home page, Being a Guarantor page, FAQ page, or compare loans pages.
If a loan is not relevant, we at least hope you got some ideas to save a little cash?