Practical tips to help you improve your credit rating and avoid expensive high interest loans
It’s time for the annual argument about whether it’s too early to put the heating on. Whether you decide to or not there are several ways you can minimise your energy bills over the coming months.
For more tips try the Money Advice Service.
Even just reducing it by 1°c should reduce your heating bills by around 10% which could save you up to £55 a year.
Should you keep your heating on all day on low? Click here to see if this is fact or fiction.
Simply turning the light off when you leave a room can make a big difference in how much electricity you are using. Similarly, don’t leave electronic appliances on standby; televisions etc. still use a surprising amount of power if they’re not switched off properly.
Did you know that leaving lights on could actually be bad for your health? Click here to find out more.
If you are going to use a dishwasher, washing machine or tumble dryer make sure they are full when you switch them on. If you only have a small amount of washing up do it by hand rather than in the machine and if you have washing to dry why not hang it out for a while and then finish it off in the tumble dryer?
Nothing ever gets properly dry outside in the winter but this should save a fair amount of drying time.
Don’t fill the kettle unless you’re going to use all the water. It takes a long time to heat a full kettle compared to one cup and that’s all wasted energy.
The Energy Saving Trust offers a number of great ways to save water. Find out more by clicking here.
There’s no point heating the house if all that warmth is disappearing through the roof.
There are lots of grants available to help improve home energy efficiency.
Click here to find out more.
If you go away remember to knock the thermostat down to a minimum temperature that just keeps things from getting too cold.
There’s no point heating an empty house.
This simple change could also save around £55 each year and while the bulbs may be more expensive, they will last a lot longer.
How do energy-saving light bulbs work? Click here to find out!
this is probably the best way to save money and is surprisingly easy.
You’ll need bills going back a few months and a good comparison website to compare rates for your usage.
One of the easiest ways to cut your gas and electric bills is to make sure you get a good energy deal in the first place. Find out how to choose the best tariff.
If you pay by direct debit and your estimated bill is more than your meter reading you might be best to ‘bank’ that credit for the winter which is often a more expensive time of year rather than claiming any over-payment back or asking for your monthly payment to be reduced.
Find out all you need to know about getting a prepayment meter installed right here.
Investigate whether you’d be better on a fixed tariff; give your energy supplier and call and see if there is anything they can do to reduce your bills.
It is in their interests to help and retain your custom.
If you are having financial problems but have a poor credit history our lenders offer short term loans with no credit check involved. Just an online form to fill in and we’ll have offers back to you within minutes from some of the top lenders in the UK.