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Practical tips to help you improve your credit rating and avoid expensive high interest loans

Minimise Energy Bills This Winter

An image of a stack of bills

It’s time for the annual argument about whether it’s too early to put the heating on. Whether you decide to or not there are several ways you can minimise your energy bills over the coming months.

For more tips try the Money Advice Service.


No. 1 – Turn the thermostat downAn image of a thermostat

Even just reducing it by 1°c should reduce your heating bills by around 10% which could save you up to £55 a year.

Should you keep your heating on all day on low? Click here to see if this is fact or fiction.

 


No. 2 – Don’t light rooms unless you need toan image of lights in a living room

Simply turning the light off when you leave a room can make a big difference in how much electricity you are using. Similarly, don’t leave electronic appliances on standby; televisions etc. still use a surprising amount of power if they’re not switched off properly.

Did you know that leaving lights on could actually be bad for your health? Click here to find out more.

 


No. 3 – Make sure appliances are fullan image of a dishwasher

If you are going to use a dishwasher, washing machine or tumble dryer make sure they are full when you switch them on. If you only have a small amount of washing up do it by hand rather than in the machine and if you have washing to dry why not hang it out for a while and then finish it off in the tumble dryer?

Nothing ever gets properly dry outside in the winter but this should save a fair amount of drying time.

Experts determine the best way to fill the dishwasher – you may be surprised!


No. 4 – Don’t use too much waterAn image of a kettle

Don’t fill the kettle unless you’re going to use all the water. It takes a long time to heat a full kettle compared to one cup and that’s all wasted energy.

The Energy Saving Trust offers a number of great ways to save water. Find out more by clicking here.

 


No. 5 – Make sure you have adequate insulationAn image of a living room

There’s no point heating the house if all that warmth is disappearing through the roof.

There are lots of grants available to help improve home energy efficiency.

Click here to find out more.

 


No. 6 – Don’t waste energyA cartoon man losing his temper

If you go away remember to knock the thermostat down to a minimum temperature that just keeps things from getting too cold.

There’s no point heating an empty house.

Save energy with our free energy saving tips


No. 7 – Where possible switch to low energy lightbulbsAn image of a low energy light bulb

This simple change could also save around £55 each year and while the bulbs may be more expensive, they will last a lot longer.

How do energy-saving light bulbs work? Click here to find out!

 


No. 8 – Make sure you’re on the best energy tariff availableAn image of a competitive pricing document

this is probably the best way to save money and is surprisingly easy.

You’ll need bills going back a few months and a good comparison website to compare rates for your usage.

One of the easiest ways to cut your gas and electric bills is to make sure you get a good energy deal in the first place. Find out how to choose the best tariff.


No. 9 – Be wise with your creditAn image of a payment being made via computer

If you pay by direct debit and your estimated bill is more than your meter reading you might be best to ‘bank’ that credit for the winter which is often a more expensive time of year rather than claiming any over-payment back or asking for your monthly payment to be reduced.

Find out all you need to know about getting a prepayment meter installed right here.

 


No. 10 – Would a fixed tariff be better?An image of a bill breakdown

Investigate whether you’d be better on a fixed tariff; give your energy supplier and call and see if there is anything they can do to reduce your bills.

It is in their interests to help and retain your custom.

Energy tariffs explained


If you are having financial problems but have a poor credit history our lenders offer short term loans with no credit check involved.  Just an online form to fill in and we’ll have offers back to you within minutes from some of the top lenders in the UK.

Clare McDonald
Clare McDonald
As a mother of two, Clare knows the importance of being careful with money, so writes posts from personal experience.Clare also loves to find great deals, so shares her finding here.

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