Car Loans with a Guarantor

Possibly, our lender's loans are for people with a low credit score 👍

• Affordable bad credit loan - the guarantor loan was designed to bring affordable loans to people with defaults, and CCJs.
• Lower interest car loan - they typically have lower interest rates than other car loan options for bad credit, such as logbook loans, typical rates
  • Guarantor - 29% to 54.9% Representative APR's
  • Logbook -  89% to 148% Representative APR's

Compared to hire purchase and car leasing, the loan is not linked to the car 👍

• Buy any car from anyone – with other finance options you can be restricted to certain car makes models, ages, and dealers.

"With a guarantor loan, you can buy any car you like from anyone"

• Buy a cheaper car – with no restrictions on the car you buy and from who, this can mean finding better deals.

"Cheaper second-hand cars are open to you that may not qualify for hire purchase or leasing."

• No restrictions on car use – other finance can have terms relating to returned condition, mileage, and how the car is used.

"With a loan via us, you can use the car exactly how you wish – no restrictions."

We have loans from £1,000 to £15,000

• The amount you can borrow - will depend you’re your own personal circumstances.

• For loans above £10,000 – you will need to have a ‘not too bad’ credit rating plus a guarantor that is a homeowner.

Find out how much you can borrow

(no impact on your credit score)

No, you can use the money as you wish* 😊

• Affordability - the loan will need to be affordable to you and your guarantor.
• Only borrow what you need - we always suggest only borrowing the amount you need, as remember, the money will need to be paid back with interest.

* Except for gambling, and illegal/immoral activities.

Yes, you can use the money for repairs 🔨

• Save money - repairing can be a better option as sometimes it can be cheaper than buying another car.
• Affordable - so long as you and your guarantor can show affordability, this could be another option.