Compare Guarantor Loans

Plus unsecured personal loans

Select loan amount, term and type:

 
 

5 results

LenderTypeScorePer MonthTotal repayableApply TimeAPR

Find out more

Apply Direct
Guarantor
loan
Optio
score
£145.90
per month
£5,252.40
Total repayable

Time to Apply

fast
49.5%
Representative
Representative Example

Find out more

Apply Direct
Guarantor
loan
Optio
score
£146.14
per month
£5,261.04
Total repayable

Time to Apply

ok2
49.7%
Representative
Representative Example

Find out more

Apply Direct
Guarantor
loan
Optio
score
£134.10
per month
£4,827.60
Total repayable

Time to Apply

ok1
39.9%
Representative
Representative Example

Find out more

Apply Direct
Guarantor
loan
Optio
score
£143.83
per month
£5,177.88
Total repayable

Time to Apply

ok3
47.8%
Representative
Representative Example

Guarantor My Loan
(For tenants)
Find out more

Apply Direct
Guarantor
loan
Optio
score
£145.17
per month
£5,226.12
Total repayable

Time to Apply

ok3
48.9%
Representative
Representative Example

Not seeing all the table? Turn yor phone sideways.

 

FAQs

1

How to best compare guarantor loans?

We have done much of this for you 😎

All the lenders we have on our panel have been

  • Vetted by us
  • Are fully FCA regulated
  • Typically provide a good customer experience

So, you can compare lenders manually by reading our lender pages


Or let us do this automatically for you 👍

 

2

How to apply?

  1. Fill our 3-minute online form
  2. Your eligibility is then automatically checked with over 25 lenders
  3. In less than 1-minute, you will then receive quoted from lenders

Then compare the quotes you’ve received

Compare in 4 steps

1

Work out the monthly payments you can afford

Before you start to look for a loan, work out what you can comfortably afford to pay out per month 💷

  • Budget - work out the money you have available with the help of the Citizens Advice Bureau Budget Sheet
  • Acceptance criteria - this is also a key part of the lender acceptance criteria - showing that you can afford the repayments.
  • Be cautious - it's worth being cautious - what if your work hours get reduced, or if you have an unexpected expense, would you still be able to cope?

Affordability is one of the key items the lenders are looking for, as part of their responsible lending policies, so it's worth spending some time on this.

2

Estimate monthly loan repayments

Now you know the monthly commitment you can afford using our loan calculator to

  • Estimate monthly repayments for
  • Different loan amounts and terms

This will start to give you a feel for the loan size that is affordable for you, and over what period of time.


Remember

  • Increasing the loan term will lower monthly repayments, but
  • You'll have the debt for longer and
  • Your overall interest cost could be higher

 

3

Get Loan Quotes

You are now in a position to start getting quotes and comparing the lenders you've pre-accepted you 📝

  1. Fill out our 3-minute form
  2. In seconds this will be automatically reviewed by up to 27 lenders
  3. Those who've pre-approved your application will be shown
4

Compare quotes and decide which loan

Some factors to consider when looking at your options 🙋

  • Lowest cost - typical wisdom is to go with the quote that overall will cost you the least, the lowest 'total repayable'.
  • Best Reviews - alternatively you could go with a lender that has the best online reviews, see our lender page.
  • Score - in the table above we've rated the lenders overall, which includes our experience of applying, and dealing with that particular company.