Frequently Asked Questions

A loan that required the backing of a guarantor. This makes affordable loans available to people with a poor credit score. Read More

With most of our lenders, it is possible to get loan funds paid out within twenty-four hours of submitting a completed application. Read More

No, but every application is considered individually. Read more on guaranteed loans, and what they really are. Read More

You need to be between 18 and 75 and a UK resident. For all criteria click here.

A regular income so the loan is affordable, plus a clean credit history. Read More

Coronavirus is reducing people's chances of getting a loan. Many lenders have staff unable to work, so they are unable to do the underwriting required to process new loan applications. Read More.

Persuading someone to be your guarantor is more than just asking! We look at the 4 simple steps you need to take to successfully find a suitable guarantor. Read More

Typically, getting out of being a guarantor is not easy! So, you need to think very carefully before agreeing to be a guarantor in the first place. However, there are limited circumstances where they may agree to remove you from your responsibilities. Read More

It is useful to know the typical criteria that are required by all lenders. If you do not meet some of these, it will become clear that you will not qualify, thereby saving yourself a great deal of time. Read More

See videos on "What is a guarantor loan" and more. Click Here