Frequently Asked Questions
General
How much can I borrow?
Our lenders offer loans from £500 up to £15,000. Read More
For how long can I borrow?
Terms range from 12 months to 60 months. Read More
What is the most I can borrow?
It will depend on your circumstances. Read More
Do you charge upfront fees?
Guarantorloansuk.net does not charge any broker fees, our service is free to use. Read More
Is it possible to get a loan without a guarantor?
We do have some lenders who can provide loans to certain applicants without a guarantor being required. Read More
Can I share repayments with my Guarantor?
No. You need to be able to pay this loan on your own. Read More
What can my loan be used for?
Loans can be used for almost any purpose. Read More
Can I pay off other debts with this loan?
You can reduce monthly outgoings and make your finances more manageable by using a guarantor loan to pay off other debts. Read more.
Will I be Credit Checked?
Yes, our lenders use a Quotation search on both you and your Guarantor. Read More
Is it safe to get an online loan?
See the two simple steps you should do to ensure you remain safe online when looking for, and taking out a loan. Read More
Is my home at risk of repossession?
The loan is unsecured and is not secured on your home. Read More
Are guarantor loans a payday loan alternative?
If you need a loan for over four weeks payday loans can become very expensive. A guarantor loan could be a more cost-effective alternative. Read More
Is debt consolidation an alternative to bankruptcy?
Bankruptcy should always be viewed as a last alternative. With other less extreme options often available, it’s important to ensure...
Can having a loan affect (even improve) my credit score?
Yes, in potentially good and bad ways. Read More
What are payday guarantor loans?
No. Payday loans are small loans from £100 to £1,000 for a few weeks up to your next payday. Read More.