Frequently Asked Questions

It is right to have a few questions before taking out a loan, here are some of the most common ones our customers have asked:

1

How to find a guarantor for a loan?

Persuading someone to be your guarantor is more than just asking.

We look at the steps that you need to take to successfully find yourself a suitable guarantor

2

Do you need a guarantor for your loan?

Before diving into asking people to be your loan backer, it is worth increasing your chances of success by thinking about things first and planning your approach

3

Can I stop being a guarantor for a loan?

Typically, getting out of being a guarantor is not easy!

So you need to think very carefully before agreeing to be a guarantor in the first place.

However, there are limited circumstances where they may agree to remove you from your responsibilities

4

Can you get guarantor car finance?

Financing a car when you have a poor credit history can be challenging.

With options limited, it is important to ensure that you have all of the important information before making any decisions.

We look at some of the options you have when buying a car

5

Are there guaranteed loans?

You can get a loan that is guaranteed by a guarantor.

You cannot get a loan that has guaranteed approval.

6

How to get a £10,000 guarantor loan?

Getting a £10,000 to £15,000 loan with a bad credit rating is now possible.

Even if you have a poor credit history, these loans may well still be available to you

7

What is the guarantor loan eligibility criteria?

It is useful to understand the typical criteria that are required by all lenders.

If you do not meet some of these, it will become clear that you will not qualify, thereby saving yourself a great deal of time.

8

What is there to know about tenant guarantor loans?

Today there are many types of loans available for people who have guarantors.

From a tenant perspective, we cover the things you need to do to get the best deal.

9

What tenant loan options are there with bad credit?

Being a tenant with a bad credit score used to mean limited options.

Thankfully things have moved on and far more choices are now available today than ever before.

10

What are the loan representative APRs?

Understanding Representative APRs is very important before you get any form of credit.

We cover what these terms both mean, and what the figures are for all our lenders.

11

Are online guarantor loans safe?

Online safety is a real issue today, so is getting a loan online really OK?

Applying for a loan online is safer than it has been, however, it's important to ensure no unnecessary risks are taken.

12

What are the payday loan alternatives?

If you need a loan for over four weeks payday loans can become very expensive.

A guarantor loan could be a more cost-effective alternative.

13

What are the bankruptcy alternatives?

Bankruptcy should always be viewed as a last alternative.

With other less extreme options often available, it's important to ensure that you have all the relevant information before making a decision.