Frequently Asked Questions

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Are the lenders regulated?

Are the lenders regulated?

YES 👍

All the lenders used on our site are regulated by the Financial Conduct Authority. (www.fca.org.uk)

For more information see our FAQ: Is it safe to get an online loan?

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For loans over £1,000

Representative 49.9% APR

Representative example: If you borrow £3,250 over 36 months at a Representative rate of 49.9% APR and an annual interest rate of 41.16% (fixed), you would pay 36 installments of £158.57. The total charge of credit will be £2,464.57 and the total amount payable will be £5,714.67

For loans less than £1,000

Representative 99.8% APR

Representative example: If you borrow £500 over 52 weeks at a Representative rate of 99.8% APR and an annual interest rate of 99.8% (fixed), you would pay 52 weekly installments of £13.41. The total charge for credit will be £197.32 and the total amount payable will be £697.32.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk