Frequently Asked Questions

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How quickly will I get the loan?

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FAQs
Application to Payout
How quickly will I get the loan?

How quickly will I get the loan?

Within twenty-four hours is possible 🗓️

The typical time delays are:

Time for the borrower to fully complete their application, and provide required information to the lender
Time for the borrower to find a guarantor
Time for the guarantor to fully complete their application, and provide required information to the lender

Once all this is done, it’s possible with many lenders to get loan funds paid out within twenty-four hours of receiving a fully completed application.

> See lenders that payout the same day <

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For loans over £1,000

Representative 49.9% APR

Representative example: If you borrow £3,250 over 36 months at a Representative rate of 49.9% APR and an annual interest rate of 41.16% (fixed), you would pay 36 installments of £158.57. The total charge of credit will be £2,464.57 and the total amount payable will be £5,714.67

For loans less than £1,000

Representative 99.8% APR

Representative example: If you borrow £500 over 52 weeks at a Representative rate of 99.8% APR and an annual interest rate of 99.8% (fixed), you would pay 52 weekly installments of £13.41. The total charge for credit will be £197.32 and the total amount payable will be £697.32.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk