Will my application definitely be approved?

Not every application will be approved 👎 But everyone is considered individually and we've loans for very poor credit 👍 Unfortunately, you cannot have a guaranteed loan, as not everyone had the affordability to make the loan repayments or status that lenders require. Our lenders are responsible lenders and are committed to making decisions about granting each loan on relevant information concerning your circumstances. For instance, they will assess the affordability of the loan very carefully in along with numerous other aspects of your circumstances. They will also check your credit file and look at your income and outgoings each month and they will speak to you as part of their underwriting process. Where you have nominated a guarantor, they will apply the same consideration in deciding whether or not they are suitable to guarantee your loan.

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Will my application definitely be accepted?

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Will my application definitely be accepted?

Will my application definitely be accepted?

Not every application will be approved 👎
But everyone is considered individually and we’ve loans for very poor credit 👍

Unfortunately, you cannot have a guaranteed loan, as not everyone had the affordability to make the loan repayments or status that lenders require.

Our lenders are responsible lenders and are committed to making decisions about granting each loan on relevant information concerning your circumstances.
For instance, they will assess the affordability of the loan very carefully in along with numerous other aspects of your circumstances.
They will also check your credit file and look at your income and outgoings each month and they will speak to you as part of their underwriting process.
Where you have nominated a guarantor, they will apply the same consideration in deciding whether or not they are suitable to guarantee your loan.

> See guarantor and no guarantor loan deals <

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For loans over £1,000

Representative 49.9% APR

Representative example: If you borrow £3,250 over 36 months at a Representative rate of 49.9% APR and an annual interest rate of 41.16% (fixed), you would pay 36 installments of £158.57. The total charge of credit will be £2,464.57 and the total amount payable will be £5,714.67

For loans less than £1,000

Representative 99.8% APR

Representative example: If you borrow £500 over 52 weeks at a Representative rate of 99.8% APR and an annual interest rate of 99.8% (fixed), you would pay 52 weekly installments of £13.41. The total charge for credit will be £197.32 and the total amount payable will be £697.32.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk