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Recent reviews for Bamboo
4.9 / 5 from 17,617 online reviews
Very friendly and fast service2020-02-07
Very friendly and fast service. Would recommend
cannot beat this service outstandingJohn Johnson
cannot beat this service outstanding2020-02-07
cannot beat this service outstanding
It was quick one very professionally…2020-02-07
It was quick one very professionally done
Thank you very muchMr Gary Morgan
Thank you very much nice people to chat to on the phone2020-02-07
Thank you very much
Absolutely recommendedMrs Angelina O'Neill
Was so easy to do 1st class serviceMr Andew Doust
Was so easy to do 1st class service2020-02-07
Was so easy to do 1st class service
brilliant, quick serviceMr Norbert Rajnoha
brilliant, quick service
Quick easy and simplySteph
Quick easy and simply2020-02-07
Quick easy and simply
Very easy process, very helpful and quick serviceMrs Maria Jones
Very easy process2020-02-07
Very easy process, very helpful and quick service
Bamboo Loan Experience2020-02-07
Bamboo loan :had amazing experience done quickly online paper work and affordable loan according to my circumstances was in my account few hours later.
I am impressed by the speed this loan…2020-02-07
I am impressed by the speed this loan was completed and I am happy with the outcome thank Bamboo
Quick and professional service2020-02-07
Quick and professional service. All the Customer service officers were very helpful when I need assistance
Quick and affordable!Mr C David
Quick and affordable!2020-02-07
Quick and affordable!
Good customer service2020-02-07
Good customer service
Great and very quilckly and helpfull recommened this companyWilfred Meechan
Great and very quilckly and helpfull…2020-02-07
Great and very quilckly and helpfull recommened this company
I found the application process easy…2020-02-07
I found the application process easy and quick response
The loan process was smooth2020-02-07
The loan process was smooth, with easily understood information and clear advice and help. Fantastic service!
Helpful quick & easy process.Me Peter Oatway
Helpful quick & easy process.2020-02-07
Helpful quick & easy process.
very fast service..well doneClara DC
very fast service..well done2020-02-07
very fast service..well done
Excellent, fast and speedy. No hassle and easy to complete.
First class financial support2019-08-28
Prompt and simple response and provision of funds
Fast and friendly2019-08-28
Application not long and complicated, had my funds in hours! Really pleased with the service. Would highly recommend. Thank you Bamboo!
Quick and easy process from application…2019-08-28
Quick and easy process from application to funds into my account. Good service.
Very pleased with bamboo no problems…2019-08-28
Very pleased with bamboo no problems and very polite when I rang back
Great Service - straight forward, competitive and David in customer service accurate
Excellent service thanks for your help…2019-08-28
Excellent service thanks for your help and support would recommend
Excellent service, so very helpful and act very quickly, would definitely recommend
Very fast service and payout. All Customer Service Team were excellent in knowledge answers all of my queries. Will recommend to other people..
Just wanted to say that I was very…2019-08-27
Just wanted to say that I was very impressed with the service that Bamboo gave me and also how quick I received my funds so I would certainly recommend Bamboo to any one looking for funds
Application process very easy and fast…2019-08-27
Application process very easy and fast especially the fact that no guarantor is need as it is difficult most of the time to get a suitable guarantor
Very quick response time to signing…2019-08-27
Very quick response time to signing documents and instructions were easy to understand.
Fast efficient service money was in my…2019-08-27
Fast efficient service money was in my bank next day lady and man on phone very very helpful I would certainly use them again many thanks
Just easy great to deal with and whole.2019-08-26
1st application and just easy great to deal with and whole process took as shortest tome possible. Would highly recommend.
The staff at bamboo are excellent they…2019-08-26
The staff at bamboo are excellent they really make you feel that you are a valued customer
Great Loan Provider2019-08-24
Simple no hassle process. Really pleased with the efficiency of the application process.
Fast and efficient2019-08-24
Fast and efficient, very good communication and instructions.
Very straight forward and easy to use…2019-08-23
Very straight forward and easy to use very quick response and very helpful staff
Good online service2019-08-23
Good online service, no hassle or phone calls. Applied at 10am - Money in bank about 5pm.
Getting a loan with Bamboo was really quick and simple. The rates are quite competitive and the monthly repayments are easy to manage and has helped my get my life back on track. Thanks Bamboo 👍
Never let me down in my hour of needMr Gareth Roberts
Never let me down in my hour of need2019-08-22
Never let me down in my hour of need
Fast and easy service with no long…2019-08-22
Fast and easy service with no long waits or tedious application forms. No judgmental service and a good interest rate, unlike others, who rip people, who are already in a bad situation off. Overall a helpful and wholesome company.
I have just signed up for a new loan, the application process was quick and easy. Thank you so much Bamboo
Straight forward and easy application…2019-08-22
Straight forward and easy application process to follow with a quick turnaround on payment!
Very quick and prompt2019-08-22
Very quick and prompt, very helpfully when having trouble with online signing
Brilliant quick and easyMr Chad Jenkins
Brilliant quick and easy2019-08-22
Brilliant quick and easy
Very quick decision everything signed…2019-08-21
Very quick decision everything signed in less than 10 minutes a very happy Bamboo Customer
Fast helpful and really friendlyMiss Lisa Frank
Fast helpful and really friendly2019-08-21
Fast helpful and really friendly
Such a fast service. Spoke to multiple people on the phone and all lovely and professional. Advised a 1-2 hour check and it was 1 hour. So pleased with the service and customer service.
Excellent service yet again 👍🏻Mr Mark Oconnor
Excellent service yet again 👍🏻2019-08-21
Excellent service yet again 👍🏻
Very kind and caring reliableMs Catherine
Very kind and caring reliable2019-08-20
Very kind and caring reliable
Excellent company to deal with very…Brilliant2019-08-20
Excellent company to deal with very nice staff and quick response
Thank you so much for your suppport2019-08-20
Thank you so much for your suppport, you help me a lot and was so quickly. Recommend with all my heart.
Easy and quick. Very good systemMs Teresa Hicks
Easy and quick2019-08-20
Easy and quick. Very good system
Very quick so happyMr Mark Taylor
Very quick so happy2019-08-20
Very quick so happy
So easy to follow instructions everything sorted within 24hrs thank you.Miss Sandie Diffey
So easy to follow instructions…2019-08-19
So easy to follow instructions everything sorted within 24hrs thank you.
Brilliant service strait forward forms fast payout highly recommended thanks guys
Very easy to communicate with2019-08-19
Very easy to communicate with. Fast response. Really good to deal with. Very proffesional excellent
The service was very quick and I got a…2019-08-19
The service was very quick and I got a decision immediately. I am very happy with their service
Quick efficient and very helpful on phoneMr Ray Ringland
Quick efficient and very helpful on…2019-08-19
Quick efficient and very helpful on phone
Simple, quick honest and a very pleasant experience
Easy application …very helpful…2019-08-17
Easy application ...very helpful pleasant customer services staff.
Very quick very helpfull excellent staffMr Christopher Ruddock
Very quick very helpfull excellent staff2019-08-16
Very quick very helpfull excellent staff
Fast and easy thank youDaniel Spencer
Fast and easy thank you2019-08-16
Fast and easy thank you
Such easy process quick response thanksMr Jonathan Cannon
Such easy process quick response thanks2019-08-16
Such easy process quick response thanks
Nice and easy2019-08-15
Nice and easy, simple to use website. Quick response by phone and payments are more than manageable.
Excellent service. Had to phone to confirm some details but excellently handled by David and only took a minute or so!
Quick and easy to apply and receive money affordable payback very happyMiss Rebecca Vass
Quick and easy to apply and receive…2019-08-15
Quick and easy to apply and receive money affordable payback very happy
Very good, payout time is same day which can be very useful and communication is given through the whole process. Only thing I would say is a negative is the high interest rates. Apart from that good service, and would recommend.
Easy and straight forward application2019-08-15
Easy and straight forward application. No hassle and stress free
Very smooth and professional and with…2019-08-15
Very smooth and professional and with Meghans help all went smoothly. A pleasure.
Very straight forward…2019-08-14
Applied via Experian link, very few forms, approved instantly, funds received next working day (as application made after 3pm). No set-up fee or early settlement charges.
Amazing service. Brilliant. Thank you guys. Thank you BambooMr Yusuf Sutlan
Amazing service. Brilliant. Thank you guys. Thank you Bamboo
It was quick and easy but it's still early.Mr Norman Lawrie
It was quick and easy but it’s still…2019-08-14
It was quick and easy but it's still early.
A quick and simple process2019-08-14
A quick and simple process. Customer service second to none. I would not hesitate to recommend, brilliant.
Kelly from the bamboo centre was very…2019-08-14
Kelly from the bamboo centre was very helpful an even stayed on the phone to talk me through how to ill in the forms to receive my money.The money went into my bank within the time given to me.Excelant service.
It’s was really quick and easy and…2019-08-14
It’s was really quick and easy and their service is impeccable
Straight forward from start to finish…2019-08-13
Straight forward from start to finish with no pressure . The whole process was so simple and not intimidating and when I received calls from the customer service team they were nothing but open honest and polite
Excellent, very speedy service. Good phone call to check ID and secure online communication. Recommended
Brilliant service! So quick and easy, 10 out of 10 would use again.
They did everything they said they…2019-08-13
They did everything they said they would do, quickly cannot fault them at all.
Bamboo Loans were formed in 2014 in Southampton and provide both personal and guarantor loans.
In our tests, we have found them to be very professional.
When you first apply to Bamboo they provide you with a personalised quotation, only doing a soft search on your credit file and will give you full information about the loan they can offer you, and the costs.
Only after you make a full application do they credit check you. They are relatively flexible with their criteria and do not mind if you are on benefits or have a bad credit file with a CCJ.
Bamboo is an excellent lender and well worth your consideration.
Your guarantor can be your spouse or partner
Your credit rating does not need to be perfect
Your guarantor does not need to own their own home
Payments are easy with their with online portal
You and your guarantor must be over 21
Your guarantor must not be a customer of Bamboo
Your sole income cannot be from Job Seekers Allowance
Your guarantor will also need a good credit rating
Your guarantor will need a UK bank account
Maximum APR 49.7%
Arrangement fee: £0
Early repayment fee: £0
Late payment fee: £12
Frequently asked questions
How quickly can I get a loan from Bamboo?
Bamboo say “with our loans, the money could be in your bank account today if we get your application before 3pm" 😊
Typically their pay-outs times for personal loans are quicker than guarantor because it can take time to find a guarantor and then get the required information from them.
If my application is pre-approved am I guaranteed to get a loan?
When you have a valid pre-approved offer from Bamboo, you will get a loan amount, term and rate you were offered 👍
This is subject to the details provided in your application being
- Accurate and correct
- Not changing
How long is my pre-approval offer valid for?
24 hours 🗓️
- When you get an online pre-approved from Bamboo, it’s normally valid for 24 hours.
- Note, when you start your application on Bamboo’s website, you’ve 3 days to complete the application process.
Are there upfront fees for a loan?
- Guarantorloansuk.net and Bamboo do not charge any application or upfront fees for loans
- Bamboo also do not deduct fees from the loan advance
Pros and Cons
Bamboo offer loans from £1,000 up to £8,000, the following summarises the main features.
- Do no guarantor loans
- Loans up to £8,000
- Non-homeowner - your guarantor does not need to be a homeowner
- Poor credit history & CCJ’s are not a problem
- Overpayments OK - so you can pay off the loan early
- Online customer portal - so you can login to make payments etc.
- Same day - quick approvals with money sometimes paid out the same day
- Daily interest - interest is charged on a daily basis so you only pay interest on the money you owe.
- You need a guarantor
- Job Seekers Allowance - if the only source of income you'll not be accepted
- Lower loan amounts than other lenders, others go up to £15,000
The basics ✍️
- UK bank accounts and debit cards - you and your guarantor both need UK bank accounts and debit cards registered in your own names
- UK residency - you and your guarantor both need to be UK residents
- Credit checked by Callcredit - you and your guarantor will be credit checked by Callcredit
- You cannot be bankrupt, or in an IVA
Bamboo provides a solid loan offering and we have found them to be responsive and professional; though we would always suggest looking at the other options on the market before making a final decision: