Bamboo Loans £1,000 to £8,000
Bamboo's online reviews from TrustPilot & Smart Money People
Update: due to Corona Virus Bamboo is pausing guarantor, but continuing unsecured lending, click Get Quotes to find available loans
Safe & secure



Recent reviews for Bamboo
4.9 / 5 from 17,617 online reviews
- Trustpilot - 16,652
- smartmoneypeople.com - 965
-
Honest, fast, efficient and friendly service
Samantha Portnoi -
Easy, quick but yet thorough. No fuss or bother.
David Howatson -
Nice and friendly people and easy to Use
Nicki Lister -
Great and Easy service
Mr Mateusz Rogaski -
thank you excellent
Mr Gordon Wright -
Excellent thanks
Mr Richard Hynds
-
Very polite and helpful would highly recommend
Mr Paul Wright -
-
-
-
Very helpful and fair rates
Mr Michal -
Excellent service! Fast and straight forward.
Miss Chantal Edwards
-
Very good service
Lungile Mabuza -
-
-
Friendly and quick cash what more do you need.
Nicholas Stacey -
-
-
-
Helpful staff and easy process.
Miss Amy Roberts -
Very helpful on the phone.
Mr Pepper -
So easy , very quick brilliant service
MRS S SOLOMON -
Really happy great service xx
Michelle -
Excellent service
Mrs Custodia Faleiro
-
-
-
-
-
Really good at being in when they said.
Mrs Suzan Clark -
-
-
-
-
Very easy decent service
Stuart -
Very happy with help I got and easy to use site thanks
Mr Christopher Birkett -
-
Not complicated, really helpful.
Carol O'Loughlin -
-
Very good customer service
Miss Millicent Ford -
-
Excellent costumer service and really helpful stuff.
Miss Magdalena Sadkowska -
-
Simple and straighforward
Paul Barks -
-
Fast and efficient company
Mrs Linda Ashton -
Always a great service
Mr Steven Orton -
excellant service will definitely recommend
karen davies -
-
-
Pure excellence So easy to apply
Mr Steven Roberts -
-
quick and fast
exactly what you need when you get in to a spot of trouble
Andrew Dougie Phillips -
Gear, fast easy effective service
carrie jessep -
Fast and easy can't fault
Claire Hamm
-
Very nice.Thank you!!!
Mr Constantin Emilian Pavel -
-
Cant believe it was so easy
Mr Bernard Pierre -
-
Very fast process and no issues whatsoever
David Allen -
Very quick and easy service.
Louise marmont
-
-
Great service
Denisonde -
-
-
Very quick and efficient
James Trowsdale -
Nice and smooth process, highly recommend
Mr Andrew Misangyi
-
-
-
They are very friendly , patient and supportive.
Miss Katalin Hartyani -
Very very good. Fast and easy.
Mr Robert Gheorghe -
Quick simple and straightforward
Mr Antonio Garcia -
-
-
-
-
-
Very smooth transaction and easy application
Miss Deborah Neal -
-
-
Amazing! Very prompt, affordable rates!
Gabriela Miu -
an extremely easy and usable process
Paul Morrison -
-
Polite and helpful staff. Helped sort me out no problem
Mr Mark McConnell
-
-
Very straightforward and efficient.
Ms Damaris Kimani -
Great service.
Mr c -
-
cannot beat this service outstanding
John Johnson -
-
Thank you very much
Mr Gary Morgan -
Absolutely recommended
Mrs Angelina O'Neill -
Was so easy to do 1st class service
Mr Andew Doust -
brilliant, quick service
Mr Norbert Rajnoha -
Quick easy and simply
Steph -
Very easy process, very helpful and quick service
Mrs Maria Jones
-
-
-
-
Quick and affordable!
Mr C David -
-
Great and very quilckly and helpfull recommened this company
Wilfred Meechan
-
-
-
Helpful quick & easy process.
Me Peter Oatway -
very fast service..well done
Clara DC -
-
-
Never let me down in my hour of need
Mr Gareth Roberts -
-
-
-
-
Brilliant quick and easy
Mr Chad Jenkins
-
-
Fast helpful and really friendly
Miss Lisa Frank -
-
Excellent service yet again 👍🏻
Mr Mark Oconnor -
Very kind and caring reliable
Ms Catherine -
-
-
Easy and quick. Very good system
Ms Teresa Hicks -
Very quick so happy
Mr Mark Taylor -
So easy to follow instructions everything sorted within 24hrs thank you.
Miss Sandie Diffey -
-
-
-
Quick efficient and very helpful on phone
Mr Ray Ringland -
-
-
Very quick very helpfull excellent staff
Mr Christopher Ruddock -
Fast and easy thank you
Daniel Spencer
-
Such easy process quick response thanks
Mr Jonathan Cannon -
-
-
Quick and easy to apply and receive money affordable payback very happy
Miss Rebecca Vass -
-
-
-
Amazing service. Brilliant. Thank you guys. Thank you Bamboo
Mr Yusuf Sutlan -
It was quick and easy but it's still early.
Mr Norman Lawrie -
-
Bamboo Loans were formed in 2014 in Southampton and provide both personal and guarantor loans.
In our tests, we have found them to be very professional.
When you first apply to Bamboo they provide you with a personalised quotation, only doing a soft search on your credit file and will give you full information about the loan they can offer you, and the costs.
Only after you make a full application do they credit check you. They are relatively flexible with their criteria and do not mind if you are on benefits or have a bad credit file with a CCJ.
Bamboo is an excellent lender and well worth your consideration.
Guarantor Loans from | £1,000 - £8,000 |
Term | 12 - 60 months |
Rate | 49.7% representative See representative example
|
Personal Loans from | £1,000 - £5,000 |
Term | 12 - 60 months |
Rates | 26.9% - 89.9% See representative example
|
Rating | 75.7 / 100 |
Time to Apply | 3 min 15 secs |
Loan Highlights
Your guarantor can be your spouse or partner
Your credit rating does not need to be perfect
Your guarantor does not need to own their own home
Payments are easy with their with online portal
Minimum Criteria
You and your guarantor must be over 21
Your guarantor must not be a customer of Bamboo
Your sole income cannot be from Job Seekers Allowance
Your guarantor will also need a good credit rating
Your guarantor will need a UK bank account
Fees
Maximum APR 49.7%
Arrangement fee: £0
Early repayment fee: £0
Late payment fee: £12
Frequently asked questions
How quickly can I get a loan from Bamboo?
Bamboo say “with our loans, the money could be in your bank account today if we get your application before 3pm" 😊
Typically their pay-outs times for personal loans are quicker than guarantor because it can take time to find a guarantor and then get the required information from them.
If my application is pre-approved am I guaranteed to get a loan?
When you have a valid pre-approved offer from Bamboo, you will get a loan amount, term and rate you were offered 👍
This is subject to the details provided in your application being
- Accurate and correct
- Not changing
How long is my pre-approval offer valid for?
24 hours 🗓️
- When you get an online pre-approved from Bamboo, it’s normally valid for 24 hours.
- Note, when you start your application on Bamboo’s website, you’ve 3 days to complete the application process.
Are there upfront fees for a loan?
No 🤗
- Guarantorloansuk.net and Bamboo do not charge any application or upfront fees for loans
- Bamboo also do not deduct fees from the loan advance
Pros and Cons
Bamboo offer loans from £1,000 up to £8,000, the following summarises the main features.
Pro's 👍
- Do no guarantor loans
- Loans up to £8,000
- Non-homeowner - your guarantor does not need to be a homeowner
- Poor credit history & CCJ’s are not a problem
- Overpayments OK - so you can pay off the loan early
- Online customer portal - so you can login to make payments etc.
- Same day - quick approvals with money sometimes paid out the same day
- Daily interest - interest is charged on a daily basis so you only pay interest on the money you owe.
Con's 👎
- You need a guarantor
- Job Seekers Allowance - if the only source of income you'll not be accepted
- Lower loan amounts than other lenders, others go up to £15,000
The basics ✍️
- UK bank accounts and debit cards - you and your guarantor both need UK bank accounts and debit cards registered in your own names
- UK residency - you and your guarantor both need to be UK residents
- Credit checked by Callcredit - you and your guarantor will be credit checked by Callcredit
- You cannot be bankrupt, or in an IVA
Bamboo provides a solid loan offering and we have found them to be responsive and professional; though we would always suggest looking at the other options on the market before making a final decision: