George Banco £1,000 to £15,000
George Banco's online reviews from TrustPilot
Update: due to Corona Virus George is pausing guarantor, but continuing unsecured lending, click Get Quotes to find available loans
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Recent reviews for George Banco
4.9 / 5 from 7,627 online reviews
George Banco has received a good number of reviews on trustpilot.com. In the last year their reviews are broken down as below:
- Excellent: 90%
- Great: 7%
- Average: 1%
- Poor: 0%
- Bad: 2%
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Quick and easy process Staff excellent
Stephen Blanks -
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Speedy service. Loan delivered to bank within 24 hours.
Valerie Hardy
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Quick and helpful
Bryan -
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Fantastic support
victoria grossi -
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Good service
John T
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Very quick and very helpful
Victoria -
Very helpful team
Michaela
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Fast and easy to get a loan.
Patricia -
Good customer service
Thomas -
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Very helpful
Roy -
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Great service
Debbie -
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So very helpfull
Kay
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Excellent service
Karen
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Excellent customer service Thankyou.
Samantha -
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Excellent customer service
Sophia -
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Very quick and hassle free
Christine
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Excellent service, good friendly staff
Vicky Healey -
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Excellent service. Very friendly and helpful
Toni Evans -
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Excellent I would recommend this company to anyone
Norman Smith -
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Just look online and you will see a large number of very good reviews from happy customers, most of the comments focussing on the friendliness and professionalism of the staff.
This is very impressive considering the company was only formed in 2013; though Marc Howells and Geremy Thomas, CEOs of George Banco, both have highly proven business track records which have successfully been brought into George Banco.
Customer reviews do not lie, and from these alone, George Banco should definitely be a lender to consider.
Guarantor Loans from | £1,000 - £15,000 |
Term | 12 - 60 months |
APR | 49.7% representative See representative example
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Personal Loans from | £1,000 - £5,000 |
Term | 12 - 60 months |
APR | 61.8% representative See representative example
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Rating | 72.5 / 100 |
Time to Apply | 1 min 45 secs |
Loan Highlights
Fast track same day payout
Customer and regulation focused
Positive reviews online
Available to customers with bad credit
Minimum Criteria
Your guarantor will need to be over 25 years old
Your guarantor must have good credit history
Both must not be under an IVA or bankruptcy
Your guarantor must have a minimum income of £1,000pm after tax
Both must have a valid UK bank account and debit card
Fees
Maximum APR 49.7%
Arrangement fee: £0
Early repayment fee: £0
Late payment fee: £12
Frequently asked questions
How quickly will George Banco pay out my loan?
Usually within 24 hours of application 👌
- When they've received your completed application, their team will contact you usually within 2 hours.
- If your loan is approved, the money will be sent to your Guarantor's bank account in 24 hours.
What if I change my mind?
No problem - there's a 14-day cooling-off period 😀
- You can change your mind up to 14 days after the funds have been paid out.
- You will need to contact George Banco directly to do this.
- To withdraw from the loan agreement, you must pay the original sum provided under the Agreement.
What is the application process?
On completed your application we will assess whether a Personal or Guarantor loan is most suitable
- If its a guarantor loan, you'll need to find a Guarantor to support your application.
- Upon completing all relevant information online, the assessment process will start.
When the processing has been completed you can potentially receive the money the same day.
Are there any upfront fees to pay?
No 👍
- George Banco charge zero upfront fees
- This website is free to use, no fees
Pros and Cons
George Banco offer loans from £1,000 up to £15,000, the following summarises the main features.
Pro's 👍
- Large number of positive online reviews
- Pay-out is fast and same day
- Add-ons and top ups are offered for timely repayments
- Online account management
- Tenant Guarantors are acceptable (or your guarantor does not need to be a homeowner)
- It is an unsecured loan so neither your, or your guarantor’s, home is at risk.
Con's 👎
- An administration fee is charged which is added to your loan
- You need to have a monthly income after tax of more than £1,000.
- A guarantor is required, and if you stop making the payment, they will need to step in
- A fairly complicated application form (though if you go via our form, much will be pre-filled in for you)
- Your guarantor needs to be over 25 years old at the time of the application
The basics ✍️
- You and your guarantor need to be residents of the UK
- You will need a valid UK bank account and debit card
- You need to be over 18.
- Like with all loans, you have time to change your mind, so within 14 days of taking out the loan, you can return the loan amount and there are no fees to pay.
- You cannot be insolvent, so not in a DMP (debt management plan), IVA (Individual Voluntary Arrangement), Trust Deed (for Scotland only), or bankrupt.
George provide a solid loan offering and we have found them to be responsive and professional; though we would always suggest looking at the other options on the market before making a final decision.