George Banco £1,000 to £15,000

George Banco's online reviews from TrustPilot

Update: due to Corona Virus George is pausing guarantor, but continuing unsecured lending, click Get Quotes to find available loans

Recent reviews for George Banco

4.9 / 5 from 7,627 online reviews

George Banco has received a good number of reviews on In the last year their reviews are broken down as below:

  • Excellent: 90%
  • Great: 7%
  • Average: 1%
  • Poor: 0%
  • Bad: 2%

George Banco are fast becoming one of the leading lenders within this marketplace due to their excellent customer service.

Just look online and you will see a large number of very good reviews from happy customers, most of the comments focussing on the friendliness and professionalism of the staff.

This is very impressive considering the company was only formed in 2013; though Marc Howells and Geremy Thomas, CEOs of George Banco, both have highly proven business track records which have successfully been brought into George Banco.

Customer reviews do not lie, and from these alone, George Banco should definitely be a lender to consider.

Guarantor Loans from £1,000 - £15,000
Term 12 - 60 months
APR 49.7% representative
See representative example
Personal Loans from £1,000 - £5,000
Term 12 - 60 months
APR 61.8% representative
See representative example
Rating 72.5 / 100
Time to Apply 1 min 45 secs

Loan Highlights

Fast track same day payout

Customer and regulation focused

Positive reviews online

Available to customers with bad credit

More features

Minimum Criteria

Your guarantor will need to be over 25 years old

Your guarantor must have good credit history

Both must not be under an IVA or bankruptcy

Your guarantor must have a minimum income of £1,000pm after tax

Both must have a valid UK bank account and debit card


Maximum APR 49.7%

Arrangement fee: £0

Early repayment fee: £0

Late payment fee: £12

Frequently asked questions


How quickly will George Banco pay out my loan?

Usually within 24 hours of application 👌

  • When they've received your completed application, their team will contact you usually within 2 hours.
  • If your loan is approved, the money will be sent to your Guarantor's bank account in 24 hours.

What if I change my mind?

No problem - there's a 14-day cooling-off period 😀

  • You can change your mind up to 14 days after the funds have been paid out.
  • You will need to contact George Banco directly to do this.
  • To withdraw from the loan agreement, you must pay the original sum provided under the Agreement.

What is the application process?

On completed your application we will assess whether a Personal or Guarantor loan is most suitable

  • If its a guarantor loan, you'll need to find a Guarantor to support your application.
  • Upon completing all relevant information online, the assessment process will start.

When the processing has been completed you can potentially receive the money the same day.


Are there any upfront fees to pay?

No 👍

  • George Banco charge zero upfront fees
  • This website is free to use, no fees

Pros and Cons

George Banco offer loans from £1,000 up to £15,000, the following summarises the main features.

George provide a solid loan offering and we have found them to be responsive and professional; though we would always suggest looking at the other options on the market before making a final decision.

My Verdict

By Jon Edward

Rating - 72.5 / 100

George Banco is now one of the most established guarantor lenders in the UK, having built up a great deal of trust with over 4,000 mostly positive online customer reviews.

  • Similarly, to Bamboo Loans, George Banco offers a personal loan option and will offer the best type of loan based on your own personal credit history.
  • So if your credit rating is marginally imperfect, then you may qualify for the personal loan,
  • Those with a poor credit history are more likely to be offered the guarantor loan.

With their positive reviews and choice of loans, George Banco is a lender to be seriously considered.

Company Info

George Banco Representative Examples

Personal Loan - Borrow £3,500 over 36 months. Interest Rate 49.1% Fixed. Repay £187.51 per month. Representative 61.8% APR. The total charge for credit including interest £3,250.36. Total amount repayable £6,750.36. Representative APR of 61.8% fixed.

Guarantor Loan - Borrow £3,500 over 36 months. Interest Rate 41.4% Fixed. Repay £170.56 per month. Representative 49.7% APR. The total charge for credit including interest £2,640.16. Total amount repayable £6,140.16. Representative APR of 49.7% fixed.