George Banco
Guarantor Loans from £1,000 to £15,000

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Updated by Jon Edward at
George Banco are fast becoming one of the leading lenders within this marketplace due to their excellent customer service.

Just look online and you will see a large number of very good reviews from happy customers, most of the comments focussing on the friendliness and professionalism of the staff.

This is very impressive considering the company was only formed in 2013; though Marc Howells and Geremy Thomas, CEOs of George Banco, both have highly proven business track records which have successfully been brought into George Banco.

Customer reviews do not lie, and from these alone, George Banco should definitely be a lender to consider.

Loans from
£1,000 to £15,000
Repayment duration
12 to 60 months
APR
49.7% representative
See representative example
Lending rating
72.5 out of 100
Time to Apply
1 minute 45 seconds

Customer Reviews

4.9 out of 5 from 2,811 reviews

Read Reviews

Loan Highlights

Fast track same day payout

Customer and regulation focused

Positive reviews online

Available to customers with bad credit

More features

Minimum Criteria

Your guarantor will need to be over 25 years old

Your guarantor must have good credit history

Both must not be under an IVA or bankruptcy

Your guarantor must have a minimum income of £1,000pm after tax

Both must have a valid UK bank account and debit card

Fees

Maximum APR 49.7%

Arrangement fee: £0

Early repayment fee: £0

Late payment fee: £12

Top 3 loans by score, reviews and cost

Score

Amigo Loans82.9 / 100
George Banco72.5 / 100
Bamboo71.3 / 100

Reviews

Amigo Loans
4.7 out of 5 from 20,198 customer reviews
Bamboo
4.9 out of 5 from 4,934 customer reviews
George Banco
4.9 out of 5 from 2,811 customer reviews

Cost

UK Credit39.9%
1+1 Loans47.8%
Guarantor My Loan48.9%
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Compilation of George Banco's online reviews

4.9 out of 5 from 2,811 reviews

George Banco has received good number of online customer reviews on Trustpilot.com:

  • 2,811 reviews
  • Excellent - 91%
  • Great - 6%
  • Average - 1%
  • Poor - 1%
  • Bad - 2%

My verdict of George Banco

By Jon Edward

Lender performance rating 72.5 out of 100

George Banco is now one of the most established guarantor lenders in the UK, having built up a great deal of trust with over 4,000 mostly positive online customer reviews.

Similarly, to Bamboo Loans, George Banco also offer a personal loan option, and will offer the best type of loan based on your own personal credit history.

Put another way, if your credit rating is marginally imperfect, then you may qualify for the personal loan, but those with a poor credit history are more likely to be offered the guarantor loan.

With their positive reviews and choice of loans, George Banco is a lender to be seriously considered.

Apply to George Banco

Loan Description

George Banco’s loans range from £1,000 to £7,500, and their repayment periods are from one to five years. See our summary of some of their loans pros and cons:

Pro's

  • Large number of positive online reviews
  • Pay-out is fast and same day
  • Add-ons and top ups are offered for timely repayments
  • Online account management
  • Tenant Guarantors are acceptable (or your guarantor does not need to be a homeowner)
  • It is an unsecured loan so neither your, or your guarantor’s, home is at risk.

Con's

  • An administration fee is charged which is added to your loan
  • You need to have a monthly income after tax of more than £1,000.
  • A guarantor is required, and if you stop making the payment, they will need to step in
  • A fairly complicated application form (though if you go via our form, much will be pre-filled in for you)
  • Your guarantor needs to be over 25 years old at the time of the application

The basics

  • You and your guarantor need to be residents of the UK
  • You will need a valid UK bank account and debit card
  • You need to be over 18.
  • Like with all loans, you have time to change your mind, so within 14 days of taking out the loan, you can return the loan amount and there are no fees to pay.
  • You cannot be insolvent, so not in a DMP (debt management plan), IVA (Individual Voluntary Arrangement), Trust Deed (for Scotland only), or bankrupt.
George provide a solid loan offering and we have found them to be responsive and professional; though we would always suggest looking at the other options on the market before making a final decision:
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Representative Example

The following is representative example of a George Banco Loan

Borrow £3,500 over 36 months. Interest Rate 31.9% Fixed. Repay £170.56 per month. Total repayable £6,140.16. Representative 49.7% APR

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Company Information

Company Info

  • Co Reg No 08804623
  • Website georgebanco.com
  • Telephone 01225 941941
  • Address The Blue Building Dairy House Farm, Stubbs Lane, Beckington, Frome, BA11 6TE

FCA Registration

  • FCA Ref No 659900
  • Firm Name George Banco Limited
  • Principal Place of Business The Blue Building Dairy House Farm Stubbs Lane Beckington Frome BA11 6TE

Data Protection Info

  • ico Reg No ZA016420
  • Data Controller George Banco Limited
  • Address The Blue Building Dairy House Farm Stubbs Lane Beckington Frome BA11 6TE
  • Other Names BancoGeorge.com 
    George Banco 
    GeorgeBanco.com
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