Guarantor My Loan
Guarantor Loans from £1,000 to £10,000

Founded in Norwich and trading since August 2014, Guarantor My Loan is a loan lender with a difference providing affordable guarantor loans to borrowers in the UK.

They have grown and developed into one of the more innovative and popular loan lenders in the market today. They’re proud of our pioneering peer-to-peer lending model, which benefits both lenders and borrowers who are looking for more affordable rates than they could maybe get elsewhere.

Loans from

£1,000 to £10,000

Repayment duration

12 to 60 months

APR

48.9% representative

Lending rating

61.4 out of 100

Time to Apply

3m 02s - Average

Customer Reviews

3.7 out of 5 from 152 online reviews

Loan Highlights

Early repayment with no charges

Peer-to-peer lending options available

1 month’s cashback available upon repayment of the loan

More features

Minimum Criteria

Must be a UK resident

Must be aged 21 or over

Cannot have a history of bankruptcy or any active IVAs, CCJs etc

Guarantor must be aged 21 or over

Guarantor must be able to demonstrate a good credit history

Fees

Maximum APR 48.9%

Arrangement fee: £30.48

Early repayment fee: £0

Late payment fee: £11.50

Top 3 loans by score, reviews and cost

Score

Amigo Loans	82.9 / 100
George Banco	72.5 / 100
Bamboo	71.3 / 100

Reviews

Amigo Loans	4.7 out of 5 from 20,198 customer reviews
Bamboo	4.9 out of 5 from 4,934 customer reviews
George Banco	4.9 out of 5 from 2,811 customer reviews

Cost

UK Credit	39.9%
1+1 Loans	47.8%
Guarantor My Loan	48.9%

Compare All Guarantor Loans

Compilation of Guarantor My Loan's online reviews

3.7 out of 5 from 152 online reviews

Guarantor My Loans has over 150 reviews online, on Trustpilot with all of them appearing on Trustpilot:

152 reviews
Excellent - 86%
Great - 12%
Average - 1%
Poor - 1%
Bad - 1%

We have compiled below a selection of these reviews, both good and bad.

Very helpful all the way through
February 12, 2018

Via Trustpilot

Very helpful all the way through. Highly professional and thorough which gives us confidence.
Colin
Very helpful all the way through.
February 12, 2018

Via Trustpilot

Very helpful all the way through. Highly professional and thorough which gives us confidence.
Colin
Becca made sure that everything went
January 10, 2018

Via Trustpilot

Becca made sure that everything went smoothly she is a assistant to your company
Gail
Becca made sure that everything went
January 10, 2018

Via Trustpilot

Becca made sure that everything went smoothly she is a assistant to your company
Gail
Excellent service very supportive everything
October 4, 2017

Via Trustpilot

Excellent service very supportive everything done on time. very polite and pleasant Emma did a fantastic job did everything on time .would definitely recommend her thank you for everything you did .
Shaun
Excellent service very supportive
October 4, 2017

Via Trustpilot

Excellent service very supportive everything done on time. very polite and pleasant Emma did a fantastic job did everything on time .would definitely recommend her thank you for everything you did .
Shaun
What a genuine great bunch of people
September 26, 2017

Via Trustpilot

What a genuine great bunch of people. Leon was great from beginning to end. It took less than 48 hours to sort and payout even over the weekend. Always kept in contact and returned calls. Great customer service. Thanks guys
Shaun Child
Prompt and efficient
September 14, 2017

Via Trustpilot

Excellent service
David
Easy application, excellent service
June 29, 2017

Via Trustpilot

Easy application, excellent, friendly and very helpful staff. Highly recommended.
Sheila
Emma was very helpful throughout the
June 9, 2017

Via Trustpilot

Emma was very helpful throughout the process and I was glad that we were dealing with the same person all the time. Very helpful and answered any queries & sorted everything out with no problems.
Daphne
My Review
May 18, 2017

Via Trustpilot

Compromising and helpful is how the service from GuanrantorMyLoan has been.
Christian
My Review
May 18, 2017

Via Trustpilot

Compromising and helpful is how the service from GuanrantorMyLoan has been.
Christian
Fabulous Service From Leon
March 21, 2017

Via Trustpilot

He was polite and kept me updated with progress
Kirsty
Happy customer
March 14, 2017

Via Trustpilot

I found the advisors very helpful and efficient. My only disappointment was that the APR went up considerably once the loan application had been put together and the initial amount applied for was denied by under writers and instead i was offer... Janine Bartle
becca
March 3, 2017

Via Trustpilot

Very efficient and so helpful. Took the stress out of these things. A first class service from start to finish. If a quibble at all maybe the interest rate a little steep when usually a loan is needed when things are tight. Many thanks to be... Steve
brilliant
March 1, 2017

Via Trustpilot

Georgia was brilliant very friendly and professional , she got back to me all the time and was lovely
Charlotte

The lady I dealt with was really professional and well mannered
February 23, 2017

Via Trustpilot

The lady I dealt with was really professional and well mannered her name was Emma Coates
Carl Lucas
Thank you
January 31, 2017

Via Trustpilot

I would like to take this opportunity to say thank you for what you have done for me and a special thank you for Emma Coates for how smooth and easy she made it
Roger
Efficient
January 10, 2017

Via Trustpilot

Very efficient and helpful. Found having to take calls at work to confirm details not so easy to fit in to my work schedule as a lecturer. Otherwise though it was a smooth process and with quick results.
Judith
Good service on the whole
November 26, 2016

Via Trustpilot

The initial contact with staff on the phone was excellent, but after the phone call from the underwriting department The time taken for the money to reach my account (10 hours) was much longer than expected. It did cause a little friction betwe... Brenda Wood
Not as slick and easy as they say
September 21, 2016

Via Trustpilot

Far too many emails, text messages, LONG phone calls and insecure emailing of sensitive documents like bank statements. It appears at the start like it is simple and slick process to be a guarantor - fill in a simple, secure online form, it doe... Customer
Not as slick and easy as they say
September 21, 2016

Via Trustpilot

Far too many emails, text messages, LONG phone calls and insecure emailing of sensitive documents like bank statements. It appears at the start like it is simple and slick process to be a guarantor - fill in a... Customer
Very satisfied
September 15, 2016

Via Trustpilot

Very good service, took a bit longer then i thought it would, but very satisfied customer. May help customer to know all documents needed first thing so they can move though the application period quickly. EMMA AND SHANE helped me though tho, n... Sean
Simple process, professional contact
September 14, 2016

Via Trustpilot

I was actually away on holiday when I was contacted to be a guarantor on a loan, the whole process was pretty simple, smooth and handled in a couple of phone calls.
One thing I would say, the web-site ... Andrew ORourke
Able to help at difficult time
September 7, 2016

Via Trustpilot

Whilst having bad credit rating and needing money. Guarentor my loan were able to help.. very good staff always there to help and listen and explain things very clearly.. only down side for me was the time it took to complete process and the am... Jim
Very helpful,polite and friendly
April 20, 2016

Via Trustpilot

From start to finish everybody acted in a very professional manor and always answered any question,thank you to all
Philip Marchant
Quick and brilliant
March 21, 2016

Via Trustpilot

Did everything they could to make a quick and pleasant application.
Fay Marshall
Would recommend to family and friends
March 10, 2016

Via Trustpilot

Was fast and friendly and affordable repayments would definitely recommend.
Katie Mccue
Customer service is everything
February 24, 2016

Via Trustpilot

Whilst the APR of their loans aren't the best I can honestly say that they (one lady in particular) went above and beyond the call of duty for me to make sure I got what I needed. When checking up on progress I was never 'fobbed' off and they n... Alex
Very helpful
February 22, 2016

Via Trustpilot

Very happy with the service you provided me. Thank you you josh slater
Joshua Slater
Got the job done
February 18, 2016

Via Trustpilot

Rob and aimee done all they could to help
James Currie
GML!
February 11, 2016

Via Trustpilot

Couldnt have asked for better service!
Stewart

Very good service
February 9, 2016

Via Trustpilot

Quick and efficient
Christine
Excellent
December 10, 2015

Via Trustpilot

Excellent service very polite very quick
Justin Tindale
excellent
November 12, 2015

Via Trustpilot

This is the second time i have used this company and they have on both occasions done everything in the power to get me a quick and easy loan, talked me through every step of the process on both occasions.
I would recommend this company... Robert Carter
Fantastic thorough service
November 6, 2015

Via Trustpilot

The service from guarantormyloan was really great. Very friendly,helpful and understanding. The application was completed and money was in the bank in less than 48 hours and Rob (one of the underwriters ) was extremely thorough and efficient in... Nicholas
Excellent
November 4, 2015

Via Trustpilot

Very friendly and always there 2 take any questions or help in any way you could would defo recommend you
Emma
Brilliant team
October 16, 2015

Via Trustpilot

Would highley recommend this loan company, very helpful, fast an efficient. Massive thank you to Chris who dealt with us couldn't help enough. Excellent team, thank you
Kelly Matthews
Actually ok people
August 3, 2015

Via Trustpilot

As loan company's go these seem like pretty good people. They explain everything in detail so you know what you are signing up to and deliver. I'd recommend them as they are friendly and knowledgeable
Susan Morter
Good experience when acting as guarantor
July 17, 2015

Via Trustpilot

All my dealings with this company were positive, telephone and email. I was a little surprised at how deeply they delved into my personal circumstances, (i was the guarantor, not the creditor) but it was all done in a professional way. I would... Paul
Excellent customer service
July 14, 2015

Via Trustpilot

Excellent company
Filipe Nunes
great friendly service @ guarantor my loan
July 7, 2015

Via Trustpilot

Excellent, friendly small team. Completely understood my difficult situation and were very helpful. Completely recommended. Only fault was took a little time to be completely finished. But worth it. Fab!
Sophie Hayes
loan review
June 24, 2015

Via Trustpilot

Guarantor my Loan provided a very helpful and friendily service
Shane Somers
Fantastic
June 19, 2015

Via Trustpilot

I dealt with Ian and he was absaloutly brilliant from start to finish I would reccomend to anybody!! Fantastic company and great great great people to talk to
Oliver
Really great service
June 5, 2015

Via Trustpilot

The GuarantoMyLoan team were extremely helpful throughout my application. They explained the process and steps thoroughly, in a friendly manner. I've used a number of Guarantor loans in the past and I have to say that these guys are one of the ... Steve
An excellent customer experience from start to finish.
May 23, 2015

Via Trustpilot

Borrowing money quickly can be a very nerve racking experience, but everyone I dealt with at Guarantormyloan made it so much better. Right from the beginning I felt relaxed and comfortable in the hands of a ve... Janet
Appreciative
May 22, 2015

Via Trustpilot

Ellie was so patient with me as I'm not used to using the Internet. Everyone who I spoke too were polite and explained everything in detail.
Lesley Reynard
A good experience overall
May 7, 2015

Via Trustpilot

A good loan company who have now helped me in my hour of need. Very reliable and strait forward if there was only one negative point it would be that we had to keep repeating some of the procedures whilst appl... David Clarke

Most excellent service!
April 24, 2015

Via Trustpilot

To finally deal with people who REALLY LISTEN to me! How refreshing. The people at Guarantor My Loan offer a truly personal service, they listened to why I needed a loan..I told them my full situation..Chris a... Victoria N
A star service
April 15, 2015

Via Trustpilot

Great service went above and beyond everything
Kiernan
Very nice and helpful people on the phone.
April 10, 2015

Via Trustpilot

The process is supposed to be quick to sign off the loan, but if you use your iPad or iPhone the mobile website doesn't work and something that should take 10 minutes ended up taking over 30 minutes including ... Shelley
Professional from start to Finnish
March 28, 2015

Via Trustpilot

Would highly recomenend , Great service Cheers rob, a real pleasure
Nick
good service
March 27, 2015

Via Trustpilot

Operators on the phone were very polite, friendly and helpful.
Gary Robson
excellent service definitely recommend
March 26, 2015

Via Trustpilot

Contacted Guarantor my loan late Monday night via online was contacted Tues by Ian and all the paperwork etc was sorted any documents that needed to be sent could all be done via email after this I was contact... Claire Shaw
Excellent customer service
March 24, 2015

Via Trustpilot

Couldn't be happier with the service, Chris went out of his way to assist me, was patient and understanding through the entire process from beginning to end. Very helpful and nice to chat to, would definitely ... Cameron Forbes
Outstanding
March 10, 2015

Via Trustpilot

The team member Martin was excellent throughout this application . He informed me in great detail every step of the way which made everything so easy to understand . Brilliant customer service and a pleasure t... Mrs S
Good customer service, very quick turnaround overall very pleased
March 4, 2015

Via Trustpilot

Guarantor my loan gave me a chance when no one else would, they are very friendly
Julia
Excellent
February 27, 2015

Via Trustpilot

Would definitely recommend anyone very professional and helpful staff Thank you.
Mary
My thoughts on dealing with this company.
February 26, 2015

Via Trustpilot

I found that dealing with Ian and Chris in trying to get a loan was excellent. Everything was explained properly and succinctly and easy to understand, procedures went smoothly and quickly and all to a satisf... Thomas Logan
Very very helpful
February 20, 2015

Via Trustpilot

so happy with the service i received with guarantormyloan kept me informed how the loan was going forward would recommend to any of my family and friends so helpful and polite. I spoke to 2 mark who was so nic... George Power
Loan application
February 6, 2015

Via Trustpilot

I was in need of some extra money for home improvements. Due to moving home before xmas we were short on cash. Being unable to borrow from high street lenders I had no other option but to use a guarantor loan.... Naomi Tennant
Our Application Experience
January 30, 2015

Via Trustpilot

Money loaned has just hit our account. The whole process was quick and I'm very pleased with the service we've received from Guarantor My Loan. Considering my poor credit rating and the Cashback available at t... Simon
Very helpful
January 27, 2015

Via Trustpilot

Nice friendy / easy to understand
Joanne
Excellent all round communication and customer service.
January 27, 2015

Via Trustpilot

A genuinely honest company. I was very sceptical at first, however Chris, (the chap assigned to underwrite our loan) was beyond lovely. Explained everything fully, ensuring complete understanding from our part... Angela McLaughlin

Splendid
January 16, 2015

Via Trustpilot

Very pleasant to deal with, quick, friendly & professional
Adam
Amazing
January 14, 2015

Via Trustpilot

didn't think anyone would be able to help me yet this company did and I was made up with how friendly and fast working they are I would use again and again thanks so much
Denise Murray
Fantastic
January 7, 2015

Via Trustpilot

great company. personal advisor start to finish
Melanie Casey
quick friendly and very efficient
December 18, 2014

Via Trustpilot

Very helpful and friendly clear spoken and not pushy in anyway
Lorraine Ferns
Excellent, friendly service!
December 9, 2014

Via Trustpilot

I thought the advisors were really helpful, throughout the whole process. Keeping you informed throughout the whole time. Would highly recommend!
Carla Sanders
Helpful in every way with great telephone manners
December 4, 2014

Via Trustpilot

They were quick and sufficient, talked me and my guarantor through every step, they were very understanding and helpful not judgemental in anyway like I've previously experienced, would definitely recommend th... Theresa Healey
Thorough but expedient in conducting business
December 3, 2014

Via Trustpilot

Staff are polite, pleasant and helpful. It is quite an involved process but borrowers are guided through it in an expert fashion and all done securely via the internet
Carl Sheddon
very polite and easy to talk to
November 25, 2014

Via Trustpilot

The response was amazing really friendly and easy to talk to , I always dealt with the same guy called Martin he was very clear with everything I needed to do and send in. He is genuinely one Off the best ,a... Debbie Bowler
Excellent customer service
November 20, 2014

Via Trustpilot

The chap I have been dealing with understood my need and was very helpful all through the process. This is what I call "real customer service".
John
Excellent, friendly service.
November 20, 2014

Via Trustpilot

Having struggled with computer generated responses, GuranatorMyLoan were refreshing. My account manager throughout the process attempted to do everything possible in order to secure my loan and made the proces... Chantelle
Straightforward, personal
November 12, 2014

Via Trustpilot

From the initial call, our now loan manager, detailed every part of the process, in simple English terms. They genuinely wanted to help, and this they did.
Darren Bourton
Excellent !
October 29, 2014

Via Trustpilot

Very nice and helpful,friendly staff
This company is fantastic and very professional. The man that spoke to over the phone Rob was brilliant kept well updated the whole time.I would definately recommen... Dominika
Fantastic and really helpful
October 19, 2014

Via Trustpilot

My assigned agent Rob was brilliant. Really warm and friendly. Kept me informed at each step along the way. Nothing was too much trouble for him and he was very helpful and I felt comfortable talking to him. M... Marie Holgate
Excellent friendly service
October 16, 2014

Via Trustpilot

I would recommend GML they are personable easy to talk with and explain the situation completely with regular updates... And ultimately they want to provide you with a loan excellent service...
Tricia Curtis
very helpfull and polite
October 11, 2014

Via Trustpilot

They are very helpfull and very polite,i would recomend this company to other people.And sort it out straight away for you
Darren Ingham
excellent,easy to understand and very helpful service will recommend to others.
October 1, 2014

Via Trustpilot

Thank you for being so knowledgeable,understanding and patient when you dealt with us.Your service is impeccable.
Kevin Pembridge

uncanny timing.
September 23, 2014

Via Trustpilot

Having just been declined finance one hour earlier. One phone call and a pleasant trusting conversation with Chris All the boring form filling was sorted within minutes. cash in the bsnk within 48 hours . M... Colin Wilkinson
Very accomodating and honest staff
September 12, 2014

Via Trustpilot

Very helpful staff.. No upfront fees were collected and clear explanation was made before signing the agreement. Thank you so much Cris Pruden..
Janoe21
Martin was very efficient and had a very good sence of humour.
September 3, 2014

Via Trustpilot

My wife and I found the whole application so easy as Martin was so efficient and friendly, my wife even asked him how old he was as she said he had such a lovely voice but he kept her guessing .
Stuart & Janice
outstanding customer service
August 27, 2014

Via Trustpilot

I have just become guarantee for my brother. The procedure was very easy and everything was explained fully by your staff.
Dawn Unwin
Excellent in every way
August 21, 2014

Via Trustpilot

This company was absolutely excellent from the word go, would definitely recommend this company to everyone.
Lindsey Allport

My verdict of Guarantor My Loan

By Jon Edward

Lender performance rating 61.4 out of 100

A reputable and well established lender, Guarantor My Loan offer an excellent level of service and an affordable APR.

As evidenced by their online reviews, their reputation is positive and they stand out from the crowd by offering peer to peer lender which allows a spouse to act as guarantor.

A slight word of caution relates to the fact that there are reports of above average times for the processing of applications which can be an issue should funds be needed quickly.

However, with no hidden fees or charges and the promise of one month’s instalment as a cashback option upon full and timely completion of repayments, Guarantor My Loan is a company well worth considering.

Apply to Guarantor My Loan

Loan Description

Guarantor My Loan’s loans range from £1,000 to £10,000, and their repayment periods are from one to five years. See our summary of some of their loans pros and cons:

Pro's

Very good rates (for the guarantor market) if you and your guarantor are both homeowners
Your guarantor can be your husband or wife (one of only two lenders that allow this)
Increasing number of positive reviews online
Tenant guarantors are acceptable

Con's

Annual service fees are charged
You need a guarantor, and if you stop making your monthly payment, they will need to step in.

The basics

Maximum age of 70 for both you and your guarantor
You and your guarantor need to be over 21
For financially linked applicants, you and your guarantor need to be able to afford the loan in your own right, with separate income and expenditure.
For homeowner guarantors and applicants, there must be no mortgage arrears for last six months
All applicants and guarantors must be UK Residents
You will need a valid UK bank account
You need to be solvent, so not in a DMP (debt management plan), IVA (Individual Voluntary Arrangement), Trust Deed (Scotland), or bankrupt

We always recommend comparing loans and researching other lenders before applying

Other Guarantor Lenders

Our top lenders Our second tier lenders Related Pages Currently not lending

Representative Example

The following is representative example for a Guarantor My Loan

Representative Example - £3,000 over 36 months, representative 48.9% APR Fixed. Monthly Payment £145.17. The interest is 10% per annum fixed and service fee is 30.48% per annum fixed. Interest payable £549.95 and service fee payable is £1,676.17. Total repayable £5,226.12

Compare Guarantor Lenders

Videos

Company Information

Company Info

Co Reg No 08667447
Website guarantormyloan.co.uk
Telephone 01603 561110
Address Acre House, 11/15 William Road, London, NW1 3ER

FCA Registration

FCA Ref No 661304
Firm Name Match The Cash Limited
Principal Place of Business Dragonfly House, 2 Gilders Way, Norwich Norfolk NR3 1UB

Data Protection Info

ico Reg No ZA055459
Data Controller Match The Cash Limited
Address Acre House, 11/15 William Road, London, NW1 3ER
Other Names Asset Lever
guarantormyloan.co.uk
guarantormyloan.com
www.guarantormyloan.co.uk

Further Reading

Company Details on LinkedIn

Apply to Guarantor My Loan