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Masa offers guarantor loans via Buddy Loans.

Guarantor loans have re-emerged in recent years and are regarded as a safe, cheaper way to borrow money for people with 'not so good' credit. Buddy is an excellent Lender and is one of the leading guarantor loan brands in the UK market today.

Buddy have an honest and fair approach to lending, providing customers with a lender option that will always look for the best solution for their needs. Buddy provide flexible and effective solutions to customers with particular requirements. Buddy has a strong ethos when it comes to lending and you can be sure that they take great pride in acting as a responsible lender working as they do with MASA a responsible broker

Loans from
£1,000 to £7,500
Repayment duration
12 to 60 months
49.9% representative
Lending performance rating
67.8 out of 100
Time to Apply
1m 45s - Average

Loan Highlights

Same day payout

No upfront fees

All circumstances considered

More features

Minimum Criteria

Your guarantor must be aged between 18-75

Your guarantor must have a good credit score

Your guarantor must have a minimum income of £1,000 pm

Your guarantor must have a UK bank account


Maximum APR 49.9%

Arrangement fee: £0

Early repayment fee: £0

Late payment fee: £12

Top 3 loans by score, reviews and cost

Compilation of Masa Loans online reviews

4.7 out of 5 from 1880 online reviews

Masa (through Buddy Loans) has over 1880 reviews online, on Trustpilot

  • 1880 reviews
  • Excellent - 85%
  • Great - 12%
  • Average - 1%
  • Poor - 1%
  • Bad - 1%

We have compiled below a selection of these reviews, both good and bad.

My verdict of Masa Loans

By Jon Edward

Lender performance rating 62.8 out of 100

Masa offers guarantor loans via BUDDY Loans who are a relatively new guarantor lender and are based in Cheshire. With a representative APR of 49.9% which is the same as Amigo Loans they are not targeting customers with their price.

Buddy offer many of the features that are now standard in the guarantor loans industry, such as ‘no fees for fast pay-out or early redemption’. For more information see our loan description below.

With over 1,000 online reviews, the majority very positive, Buddy is certainly a lender with many happy customers, and one to be trusted.

Loan Description

Masa offer loans between £1000 to £7,500, her we outline some of the main features

As with all loans we recommend your compare those available as well as the lenders before making an application

Representative Example

The following is representative example of a MASA Loan

As a representative example: If you borrow £4250 over a period of 36 months, repaying at a rate of £207.35 each month (first and final payments may be different), the total repayment amount, which includes any administrative fees and interest, will be £7414.24. Representative APR of 49.9%.

Company Information