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Guarantor loans have re-emerged in recent years and are regarded as a safe, cheaper way to borrow money for people with 'not so good' credit. Buddy is an excellent Lender and is one of the leading guarantor loan brands in the UK market today.
Buddy have an honest and fair approach to lending, providing customers with a lender option that will always look for the best solution for their needs. Buddy provide flexible and effective solutions to customers with particular requirements. Buddy has a strong ethos when it comes to lending and you can be sure that they take great pride in acting as a responsible lender working as they do with MASA a responsible broker
Same day payout
No upfront fees
All circumstances considered
Your guarantor must be aged between 18-75
Your guarantor must have a good credit score
Your guarantor must have a minimum income of £1,000 pm
Your guarantor must have a UK bank account
Maximum APR 49.9%
Arrangement fee: £0
Early repayment fee: £0
Late payment fee: £12
Top 3 loans by score, reviews and cost
Compilation of Masa Loans online reviews
4.7 out of 5 from 1880 online reviews
Masa (through Buddy Loans) has over 1880 reviews online, on Trustpilot
- 1880 reviews
- Excellent - 85%
- Great - 12%
- Average - 1%
- Poor - 1%
- Bad - 1%
We have compiled below a selection of these reviews, both good and bad.
Perfect comunication and fast desicion2018-08-18
Recommend to everyone wery good comunication ..Explain my all paperwork corectlly...
Awfull service very disappointed would not recommendJessica Rotheram
Awfull service very disappointed would not recommend2018-08-17
Awfull service very disappointed would not recommend
Polite friendly and quick payout2018-08-17
Polite friendly and quick payout..would highly recommended
Made everything easy and simple and helped me even though my credit isn’t great. Very grateful!
very simple process..from on line2018-08-16
very simple process..from on line application. to speaking to staff. treated with professionalism throughout. thouroughly pleased and happy that it was painless. highly recommended.
Excellent customer service staff2018-08-15
Excellent customer service staff, only negative was difficult to send information to customer services via website. Overall process very straight forward and response time quite quick.
great team of people2018-08-15
great team of people, that helped loads
Fantastic service start to end2018-08-14
Fantastic service start to end - would definitely recommend Buddy Loans. Kept in the loop at all times, and every member of staff worked hard to complete the loan as quickly as possible. Well done!
I felt the company was really helpful2018-08-14
I felt the company was really helpful, very thorough and extremely friendly. I would definitely recommend them and they have helped my son immensely.
Fantastic customer service2018-08-13
Fantastic service very reliable checks were streight forward fast payout Deffo use again xx thank you xx
I found the adviser’s very pleasant and2018-08-12
I found the adviser's very pleasant and helpful. I thought it would be stressful but not at all it did not take long at all from start to finish.
all members of staff were very polite2018-08-11
all members of staff were very polite and helpful especially chris who my mum has took a shining to thank you all for your help
Kept us updated during every step2018-08-11
Kept us updated during every step
Fantastic from start to finish2018-08-11
Fantastic from start to finish, lovely, friendly people, will definitely use them again, thank you Buddy Loans, X
Lovely friendly and helpful staff x2018-08-10
Lovely friendly and helpful staff x
Excellent professional service2018-08-09
Excellent professional service, prompt, efficient, decision in minutes. I totally recommend Buddy loans 10/10.
Very quick and efficient great company and friendly staff2018-08-08
So pleased with buddy loans. Very quick and efficient great company and friendly staff. They approved my loan within two days and the funds paid into my guarantors account. Will be recommending to friends and family . Kellie.
Really fast from start to finish2018-08-07
Really fast from start to finish. All based on affordability. Would definitely recommend to others. Fast pay out within 24 hours of application.
Brilliant service, very friendly and professional, they ensure affordability, work to suit your personal circumstances, guarantor doesn't need to be a tenant or homeowner to be your buddy..Highly recommend..
Very polite and helpful staff, processes are all completed quickly and efficiently, payout within a couple of days of applying. Happy customer!
Excellent services. When you cannot speak to a member of staff and they promise a call back you get your call back on time. The staffs are willing to help in whatever way they can. Thank you for a great service.
Excellent company2018-08-02Excellent company, you do pay alot in interest but if you need a loan and have been turned down everywhere else then this company is brilliant, the money was in my guarantors bank within 15mins. The customer service is excellent very friendly a...
Awesome service! Would recommend, did take a few days longer then i thought though which is why its 4 star out of 5. Customer service was great though! :)
Staff are very friendly and helpful2018-07-30
Staff are very friendly and helpful loan was paid quite quickly
My verdict of Masa Loans
By Jon Edward
Lender performance rating 62.8 out of 100
Masa offers guarantor loans via BUDDY Loans who are a relatively new guarantor lender and are based in Cheshire. With a representative APR of 49.9% which is the same as Amigo Loans they are not targeting customers with their price.
Buddy offer many of the features that are now standard in the guarantor loans industry, such as ‘no fees for fast pay-out or early redemption’. For more information see our loan description below.
With over 1,000 online reviews, the majority very positive, Buddy is certainly a lender with many happy customers, and one to be trusted.
Masa offer loans between £1000 to £7,500, her we outline some of the main features
- Quick approvals with money paid out in as fast as 24 hours
- Online customer accounts, so you can make payments etc.
- No fees for fast pay-out or early redemption
- Good number of positive online reviews
- Interest is charged on a daily basis, so if you do pay off early you only pay for the money outstanding
- Non homeowner guarantors acceptable
- Your credit file can be poor
- You need a guarantor with a clean credit history
- The APRs are at the upper end of the guarantor market place
- An administration fee is charged which is added to your loan
- A guarantor is required, and if you stop making the payment, they will need to step in
- Both your guarantor and you need to be residents of the UK
- You also both need a valid UK bank account
- You and your guarantor need to comfortably be able to make the monthly repayments.
- Your guarantor needs to be between 18 and 75 at the time you take out the loan
- Your guarantor needs a minimum monthly income of £1,000.
- You need to be solvent, and not in an IVA or Bankrupt
- You have a 14 day cooling off period, so if you of your guarantor changes your mind you can return the loan.
The following is representative example of a MASA Loan
As a representative example: If you borrow £4250 over a period of 36 months, repaying at a rate of £207.35 each month (first and final payments may be different), the total repayment amount, which includes any administrative fees and interest, will be £7414.24. Representative APR of 49.9%.
- Co Reg No 08804623
- Telephone 01225 941941
- Address The Blue Building Dairy House Farm, Stubbs Lane, Beckington, Frome, BA11 6TE
- FCA Ref No 651272
- Firm Name Advancis Limited
- Principal Place of Business Alexandra Court, Carrs Road Cheadle Cheshire SK8 2JY
Data Protection Info
- ico Reg No ZA016420
- Data Controller George Banco Limited
- Address The Blue Building Dairy House Farm Stubbs Lane Beckington Frome BA11 6TE
- Other Names BancoGeorge.com