The Quick Cash Club

QQC isn't taking new applications | Other Loans £1,000 - £15,000 >

Updated by Jon Edward at May 14, 2020

The Quick Cash Club is not currently taking new loan applications

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The Quick Cash Club is a specialist ‘small guarantor loans’ lender, that helps people get a loan where they may have been turned down in the past. It is more affordable than most payday and instalment loans lenders who dominate this small loans space.

Set up in 2012 by Lewis Chandler and Daniel Hart, The Quick Cash Club has plenty of guarantor loans pedigree, as both Lewis and Daniel were employees of the Richmond Group, the owner of Amigo Loans.

The sub £2,000 loans have been dominated in recent years by payday, instalment and other very high costs short-term loan lenders, which many feels have given the industry a bad name. The Quick Cash Club was set up in response to this, seeing that there was a demand for a more affordable type of short-term loan.

If you need a small loan, then The Quick Cash Club is the only lender on our panel that offers loans between £100 to £500, and therefore is a very good option.

Please note that The Quick Cash Club fell foul of fraud in 2014 where a scam company was using The Quick Cash Clubs details to try and defraud customers. If you read of this fraud be aware that the scam was not carried out by The Quick Cash Club. See the FCA web page for details.

• Loans from

£100 to £2,000

• For

6 to 25 months

• Representative APR

304% representative
See representative example

• Time to Apply

2m 10s - Average

• Lender Score

56.8/100

• Average Rating

Currently No Online Reviews

Loan Description

The Quick Cash Club offer a smaller loan, the following summarises some of the pros and cons:

Pro's 👍

Small Loans from £100
Non-homeowner or tenant guarantors accepted
Same day loan pay-outs on completion of the application
No fees are charged at any stage, only the interest on your loan
You can have a poor credit history (though not bankrupt or in an IVA)
You can make overpayments and pay back the loan early with no fees or charges

Con's 👎

Compared to the larger loans, the rates are high
Your guarantor needs a good credit history
Limit overpayments to up to three times your monthly payment

The basics ✍️

Your guarantor needs to be over 21 years old
Your guarantor needs a clean credit file
You guarantor needs a minimum monthly income of £800
You need to be over 18
You and your guarantor both need to be UK residents
You cannot be bankrupt or in an IVA
You need a valid UK debit card
The loan is paid to your guarantor to protect them against identify fraud
You and your guarantor will be credit checked

While we only have one lender providing loans between £100 and £500, we suggest looking at other options. Please note that Amigo Loans provide loans from £500, so if you are looking for a £500 - £2,000 loans then these could be a more affordable option.

Other Guarantor Lenders

1 Plus 1 Loans

Bamboo Loans

Buddy Loans

George Banco

Guarantor My Loan

Trust Two Loans

UK Credit

Quick Cash Club Representative Example

Representative Example: If you borrow £600 over 24 months at a representative rate of 304.0% APR and an annual interest rate of 140.00% (variable), you would pay 24 monthly instalments of £75.33. The total charge for credit will be £1,207.92 and the total amount payable will be £1,807.92.