We’re not referring to SUCO | Other Loans £1,000 - £15,000 >

SUCO is a trading style of TFS Loans Ltd

A well-established lender in the guarantor loans market. As well as offering reasonable interest rates and loans to both homeowners and tenants TFS also offer the largest loan available of £15,000.

While not everyone will be eligible for such a large sum it does give those with a bad credit history the chance to access more funds than they would usually have the opportunity to.

You might think that the criteria to be a guarantor would be much stricter with such a large loan but it is actually very straightforward.  They must simply be:

  • A UK homeowner

  • Aged between 18 and 75

  • In receipt of a regular income

Obviously you as the borrower will need to be able to demonstrate that you can afford the repayments on the loan, especially if you are planning to apply to borrow the maximum £15,000 but otherwise the process should be fairly straightforward.

Online reviews are combined between SUCO and TFS but remember they are the same company with the same products, the same terms & conditions and the same employees, they simply have two names.  See below for a selection of their more recent reviews.

Loans from
£1,000 - £15,000
12 - 60 months
48.9% representative
See representative example
66.5 / 100
Time to Apply
3 mins

Loan Highlights

Guarantor loans available up to £15,000

You don't need to have a good credit history

Fast payout upon approval

No fees

More features

Minimum Criteria

Must be able to demonstrate a regular income

Must be a UK homeowner to be eligible for loans of £8,000+

Your guarantor must be a UK homeowner

Your guarantor must be aged between 18 and 78 years old

Your guarantor must have a regular income


Maximum APR 69.9%

Arrangement fee: £0

Early repayment fee: £0

Late payment fee: £0

SUCO's online reviews

4.3 out of 5 from 90 online reviews

SUCO 90 reviews online, on Reviewcentre

  • 90 reviews
  • Excellent - 56
  • Great - 21
  • Average - 3
  • Poor - 5
  • Bad - 5

We have compiled below a selection of these reviews, both good and bad.



My verdict of Suco Loans

By Jon Edward

Lender performance rating 66.5 out of 100


It can be a little confusing for customers as online reviews are combined between Suco and TFS but remember they are the same company with the same products, the same terms & conditions and the same employees, they simply have two names.

An excellent customer service record and no upfront fees or charges have seen Suco grow to become one of the UK’s most popular lenders and offering the ability to borrow up to £15,000, Suco allow borrowers to potentially access the largest guarantor loan currently available in the UK.

Loan Description

Suco offer loans from £1000 to £15,000, the following outlines some of the main features

We always recommend comparing loans and researching other lenders before applying

SUCO Representative Example

  • 48 Monthly Repayments, borrowing £2000
  • Total Amount Payable: £4067,04
  • 48.9% APR Representative
  • Rate of Interest 25.84% Fixed Flat Rate
  • Monthly Repayment: £84.73

Click here to see a definition of Representative APR, plus a list off the figures for ALL our lenders.

Company Information