Trust Two Loans
Guarantor Loans from £500 to £10,000

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Updated by Jon Edward at
Trust Two is the relatively new guarantor brand from Everyday Loans, who are a well-established lender with 35 branches throughout the UK.

Their guarantor product is one of the most competitively priced in the UK market, and their track record as a lender has resulted in lots of positive online reviews. We found their online application process to be extremely quick and simple, plus gave them a very good Optio score based on good loan features, the simplicity of the application process, and good customer feedback.

So if you are looking for a good value loan from a professional, and helpful well-run company, then Trust Two are worth consideration.

Loans from
£500 to £10,000
For
13 to 60 months
Representative APR
43.8% representative
See representative example
Lending rating
69.2.9 out of 100
Time to Apply
1 minute 31 seconds

Customer Reviews

4.6 out of 5 from 863 reviews

Read Reviews

Loan Highlights

You don’t need to have good credit history

Your guarantor can be a tenant or homeowner

You can choose weekly or monthly repayments

They don’t charge any upfront fees

You guarantor can be living with their parents

More features

Minimum Criteria

You will need to be aged over 18 years

You must be a UK resident

No bankruptcy, IVAs or debt management plans

Your guarantor must be aged between 25 and 74

Your guarantor can be someone close to you but not a spouse

Fees

Maximum APR 49.9%

Arrangement fee: £0

Early repayment fee: £0

Late payment fee: £0

Top 3 loans by score, reviews and cost

Score

Amigo Loans82.9 / 100
George Banco72.5 / 100
Bamboo71.3 / 100

Reviews

Amigo Loans
4.7 out of 5 from 20,198 customer reviews
Bamboo
4.9 out of 5 from 4,934 customer reviews
George Banco
4.9 out of 5 from 2,811 customer reviews

Cost

UK Credit39.9%
1+1 Loans47.8%
Guarantor My Loan48.9%

Research all the different options in our compare guarantor loans table

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Compilation of Trust Two's online reviews

 
4.6 out of 5 from 863 reviews on Feefo.com

Trust Two have received a good number of reviews on feefo.com. In the last year their reviews are broken down as below:

  • 5 out of 5: 76%
  • 4 out of 5: 15%
  • 3 out of 5: 4.5%
  • 2 out of 5: 1.5%
  • 1 out of 5: 3%
 

 

My verdict of Trust Two Loans

By Jon Edward

Lender performance rating 69.2 out of 100

 

Trust Two is a lender to be trusted, its parent company Everyday Loans is a well-established poor credit loans lender market with over 35 branches nationwide.

With a representative APR of 49.5%, this is slightly lower than the most well known lenders Amigo and Bamboo and George Banco.

With nearly 1,000 reviews on Feefo, UK Credit is a very reputable lender with a great deal of experience in the loans market.

 
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Loan Description

Trust Two’s loans range from £1,000 to £7,500, and their repayment periods are from one to five years. See our summary of some of their loans pros and cons:

Pro's

  • Good rate at 43.8% APR (variable)
  • No upfront fees
  • Bad credit history acceptable
  • Good number of positive online reviews

Con's

  • Husband / wife cannot be your guarantor
  • Guarantor needs to be a UK homeowner
  • Loans paid out within three days of receiving a completed application
  • You need a guarantor

The basics

  • You need to be over 18 and a UK resident
  • You cannot be in a debt management plan (DMP), IVA or bankrupt
  • Guarantor needs to be between 25 and 74
  • Guarantor needs a good clean credit history
  • Loan cannot be used for gambling, business or illegal purposes
  • You need a debit or credit card to apply
Trust Two are a professional well-run company, though we would always suggest looking at the alternatives:
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Representative Loan Example

The following is representative example for a Trust Two Loan

Representative Example: Borrowing £4,000 over 3 years at an interest rate of 36.9%p.a. (fixed), you will repay 36 monthly payments of £185.27. Interest payable £2,669.72. Total repayable £6,669.72. Representative 43.8% APR.

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Company Information

Companies House Info

  • Ltd Co Name Everyday Loans Ltd
  • Co Reg No 05536115
  • Website trusttwo.co.uk
  • Telephone 0330 3033 477
  • Address Secure Trust House, Boston Drive, Bourne End, Buckinghamshire, SL8 5YS

FCA Registration

  • FCA Ref No 588545
  • Firm Name Everyday Loans
  • Principal Place of Business Secure Trust House, Boston Drive, Bourne End, Buckinghamshire, SL8 5YS

Data Protection Info

  • ico Reg No Z9462891
  • Data Controller Everyday Loans Ltd
  • Address Secure Trust House, Boston Drive, Bourne End, Buckinghamshire, SL8 5YS
  • Other Names None
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