Trust Two Loans £1000 to £10,000

TrustTwo's online reviews from Feefo.com

Update: due to Corona Virus Trust Two pausing lending to new customers, click Get Quotes to find the lenders who're still active

Updated by Jon Edward at

Recent reviews for Trust Two

4.5 / 5 from 1,523 online reviews

Trust Two has received a good number of reviews on feefo.com. In the last year their reviews are broken down as below:

  • 5 out of 5: 197
  • 4 out of 5: 42
  • 3 out of 5: 23
  • 2 out of 5: 10
  • 1 out of 5: 9

Based on 281 reviews over the last year

Trust Two is the guarantor brand from Everyday Loans, who were established in 2006 and has branches throughout the UK.

Their guarantor product is one of the most competitively priced in the UK, and their track record has resulted in many positive online reviews.

If you’re looking for a good value loan from a professional company, then Trust Two is worth your consideration.

Loans from £500 - £10,000
Term 12 - 60 months
APR 49.5% representative
See representative example
Rating 69.2 / 100
Time to Apply 1 min 31 secs

Customer Reviews

4.5 out of 5 from 1,523 reviews

Read Reviews

Loan Highlights

You don’t need to have good credit history

Your guarantor can be a tenant or homeowner

You can choose weekly or monthly repayments

They don’t charge any upfront fees

You guarantor can be living with their parents

More features

Minimum Criteria

You will need to be aged over 18 years

You must be a UK resident

No bankruptcy, IVAs or debt management plans

Your guarantor must be aged between 25 and 74

Your guarantor can be someone close to you but not a spouse

Fees

Maximum APR 49.9%

Arrangement fee: £0

Early repayment fee: £0

Late payment fee: £0

Frequently asked questions

1

How long does it take to get a Trust Two loan?

They aim to pay-out within three working days of receiving a successful application, though it can sometimes be quicker 😀

2

How is the money paid out?

Its paid to your guarantor’s bank account 🙋‍

  • This is normal with a guarantor loan - other lenders do this too.
  • They can then transfer the money straight to you
3

Do Trust Two pay out on weekends or Bank Holidays?

They do not 👎

Payouts are Monday to Friday 9am - 5pm

4

Will Trust Two need to call me or my guarantor?

They may need to depending on your own personal circumstances 📞

    Pros and Cons

    Trust Two offer loans from £500 up to £10,000, the following summarises their main features.

    Pro's 👍

    • Good rate at 43.8% APR (variable)
    • No upfront fees
    • Bad credit history acceptable
    • Good number of positive online reviews

    Con's 👎

    • Husband / wife cannot be your guarantor
    • Guarantor needs to be a UK homeowner
    • Loans paid out within three days of receiving a completed application
    • You need a guarantor

    The basics ✍️

    • You need to be over 18 and a UK resident
    • You cannot be in a debt management plan (DMP), IVA or bankrupt
    • Guarantor needs to be between 25 and 74
    • Guarantor needs a good clean credit history
    • Loan cannot be used for gambling, business or illegal purposes
    • You need a debit or credit card to apply

    Trust Two are a professional well-run company, though we would always suggest looking at the alternatives

    My Verdict

    By Jon Edward

    Rating - 69.2 / 100

    Trust Two is a lender to be trusted, it's parent company Everyday Loans is a well-established poor credit loan lender with over 35 branches nationwide.

    • With a representative APR of 49.5%, this is slightly lower than the most well-known lenders such as Amigo and Bamboo and George Banco.
    • With nearly 1,000 reviews on Feefo, UK Credit is a very reputable lender with a great deal of experience in the loans market.
    Apply to Trust Two Loans

    Company Info

    Companies House Info

    • Ltd Co Name Everyday Lending Limited
    • Co Reg No 5850869
    • Website trusttwo.co.uk
    • Telephone 0330 3033 477
    • Address Secure Trust House, Boston Drive, Bourne End, Buckinghamshire, SL8 5YS

    FCA Registration

    • FCA Ref No 724445
    • Firm Name Everyday Lending Limited
    • Principal Place of Business Secure Trust House, Boston Drive, Bourne End, Buckinghamshire, SL8 5YS

    Data Protection Info

    • ico Reg No Z9591892
    • Data Controller Everyday Lending Limited
    • Address Secure Trust House, Boston Drive, Bourne End, Buckinghamshire, SL8 5YS
    • Other Names EVERYDAY LOANS, Trusttwo, Trusttwo Joined Up Borrowing

    TrustTwo Representative Example

    Representative Example: Borrowing £4,000 over 3 years at an interest rate of 40.9%p.a. (fixed), you will repay 36 monthly payments of £194.55. Interest payable £3,003.80. Total repayable £7,003.80. Representative 49.5% APR.