Same Day Guarantor Loans

Lenders who can pay-out the same day
(subject to you meeting the lenders criteria and providing a suitable guarantor)


Same day

What our lenders say

Amigo Loans Company Logo Amigo Loans

"We aim to pay out all loans within 24 hours of the guarantor being accepted"

Bamboo Loans Logo Bamboo Loans

"With our guarantor loans, the money could be in your bank account today if we get your application before 3pm"

Buddy Loans Company Logo Buddy

"Our goal is to pay out loans on the same day of the application"

Georg Banco Loans Company Logo George Banco

"Your loan paid out today. Accept our offer and your loan can be passed for immediate payment"

Guarantor My Loan Company Logo Guarantor my Loan

"Once we are happy that your application is complete we will be able to get the money for your loans to you on the same day"

Trust Two Loans Company Logo TrustTwo

"Once you and your Guarantor are approved, on average you'll have the money within 3 days"

UK Credit Company Logo UK Credit

"Our expert team will help to get your loan paid out as quickly as possible"

1 Plus 1 Company Logo 1 + 1 Loans

"With our guarantor loans, the money could be in your bank account today, if we get you approved before 3pm"


Not seeing all the table? Turn yor phone sideways.

Questions to ask yourself

1Do you really need the money?

Rushing to find a loan, or anything for that matter can lead to rash decision making.

Some of the fast loans available are very expensive, so it is always worth thinking before you take out this type of loan if there are other options Why not sit down, have a cup of tea and ask yourself:

“If I could not get a loan, what else could I do?”

Brainstorm some alternative ideas and write them down, most may not be of any use, but the process of writing these down may spark your imagination to come up with something. Some examples to think about:

  • Is there a friend or family member that could give you a loan?
  • Is there a way you could get credit with the person or company that you owe money too?
  • If say your car has broken, could you borrow a car from someone else, or use a bicycle for a short period?
  • If I missed that payment and made it in say a months time, would this actually really matter?
2How quickly do you need the money?

So you determine that a loan is essential, it’s also worth thinking about how quickly you really do need the money. Again sit down and ask yourself:

“If I could not get a loan for four weeks, what else could I do?”

By thinking about alternatives, you could give yourself space to really think about the options available, and ultimately make sure you get yourself the best deal.

3Can you get a suitable guarantor quickly?

OK, so you need the money and you need it fast, but the key now is finding a suitable loan backer quickly.

If you want to get a loan today, you will need to submit a fully completed application with a guarantor that meets the lender's criteria.

4What criteria do I, and my guarantor, need to meet?

OK, so you need the money and you need it fast, but the key now is finding a suitable loan backer quickly.

You and your guarantor will need to be:

  • Age 18 or older
  • Permanent UK resident
  • Not bankrupt or on an IVA
  • Have a UK bank account and debit card

One of the key areas that all lenders look at is affordability; can you and your guarantor can afford the monthly repayments. While the questions they ask you may vary, this typically will require you providing some or all the details about your monthly income and expenditure.

5Can you afford the monthly repayments?

Determining that you can afford the loan is something that you should always do before you apply.

The Citizens Advice Bureau provide an excellent Budget Sheet which provides a template for summarising your income and expenses, we would suggest that you spend a bit of time going through this before you apply.

To estimate what your monthly loan payments will be please see our loan calculator.

6Get a loan quote

The next step is to get a loan quote from an actual lender where you will get exact details of the loan and the terms and conditions.

To do this simply go to Apply and fill in your details, this will take about three minutes.

Please note that at this stage your details will be sent to the most suitable lender, and they will then contact you back with details of their loan that you qualify for. This will include all the information about costs, rates, etc.

By applying for a loan from our site: are under no obligation to take out that loan
2. you have not incurred any charges
3. you will not be credit checked at this stage

For more information on guarantor loans have a look at: Is a guarantor loan right for me? - Step Change Debt Charity